Company Description Lendingkart Group is a fintech company focused on making working capital finance easily accessible for entrepreneurs, enabling them to focus on business growth rather than cash-flow gaps.

Through Lendingkart Technologies Private

Limited, the group develops advanced technology tools that use big data analytics to help lenders assess borrower creditworthiness and provide related services.

Lendingkart Finance

Limited, a non-deposit taking NBFC, offers SME lending across India, aiming to simplify and accelerate access to credit for small businesses. By analyzing thousands of data points from diverse sources, Lendingkart delivers rapid and accurate credit assessments, supporting efficient lending decisions. Interested applicants can learn more about the company and its insights at https://www.lendingkart.com/ and https://lendingkart.com/blog.

Role Description The Branch Credit Manager is responsible for overseeing credit evaluation and approval processes at the Tiruvannamalai branch, ensuring sound credit decisions aligned with company policies and risk guidelines. This full time, on-site role includes assessing SME loan applications, analyzing financial statements and business performance, and determining appropriate credit limits and terms. The role involves monitoring portfolio quality, tracking delinquency trends, and taking corrective actions to manage credit risk.

The Branch Credit

Manager collaborates with sales, operations,



and risk teams to support effective loan disbursement, maintain compliance with regulatory requirements, and optimize branch-level credit performance. The role also includes preparing credit reports, maintaining accurate documentation, and contributing to continuous improvement of credit assessment frameworks.

Qualifications

- Strong credit management capabilities, including hands-on experience in Credit Management and Credit assessment for SMEs.
- Proficiency in Credit Risk Management and the ability to apply risk frameworks to lending decisions.
- Well-developed Analytical Skills for evaluating financial statements, cash flows, and business performance.
- Solid grounding in Finance and practical understanding of Credit products, policies, and regulatory norms.
- Relevant bachelor’s degree in finance, economics, business, or a related field; professional certifications in credit or risk management are an advantage.
- Experience in SME lending or NBFC/fintech environments, preferably in branch or regional credit roles.
- Attention to detail, strong numerical aptitude, and the ability to make timely, unbiased decisions.
- Effective communication and stakeholder management skills, with the ability to work collaboratively with sales, operations, and risk teams.

Note Candidates serving notice period and with <60 days notice period are preferred

📌 Branch Credit Manager (Tiruvannamalai)
🏢 Lendingkart
📍 Tiruvannamalai