Job Summary

Wells Fargo is seeking a Senior Commercial Banking Portfolio manager.

Responsibilities

- Participate in performing financial research, underwriting, and structuring of highly complex private banking as well as consumer and mortgage relationships within Commercial Banking Portfolio Management functional area
- Review and research business financial statements and tax returns that require an in-depth evaluation of multiple factors
- Resolve moderately complex issues and lead Commercial Banking Portfolio Management team, to meet project deliverables, while leveraging solid understanding of the function, policies, procedures, and compliance requirements
- Collaborate and consult with Commercial Banking Portfolio Management peers, colleagues, and mid-level managers to resolve issues and achieve goals
- Lead projects and teams or serve as a mentor for less experienced individuals

Required Qualifications

- 4+ years of Commercial Banking Portfolio Management experience, or equivalent demonstrated through one or a combination of the following: work experience, training, military experience, education

Desired Qualifications

- MBA (Finance /Banking), Cost and Management Accountancy, Chartered Accountancy or post- graduation in Economics.
- Valuable knowledge on financial statements for various industries (preferably Real Estate) with ability to ascertain trends,



ratios and call out key risks when compared to benchmarks (historical and industry performance).
- Working knowledge of Discounted Cash Flow, Comparable Company, and Precedent Transaction analysis. Working experience with Moodys Risk Analytics would be a plus.
- Should be aware of key factors which helps in assessing credit worthiness of borrower.
- Excellent communication skills, with special focus on business writing skills for credit reports.
- Ability to read, comprehend and synthesize data regarding borrower performance / market related information from multiple sources into one prescribed template.
- Advanced excel skills would be a plus

Desired AI Skills and Competencies

- As part of Wells Fargos commitment to innovation and responsible AI adoption, all roles require foundational AI literacy. This includes:
- Understanding and Application of AI Tools: Ability to leverage AI platforms (e.g., Microsoft Copilot, GitHub Copilot, Tachyon, Agentspace) for routine tasks such as summarizing information, drafting content, and analyzing data, while maintaining human oversight.
- Critical Thinking: Ability to interpret AI outputs, validate insights, and make informed business decisions.
- Responsible AI Use: Awareness of ethical considerations, data privacy, and compliance when using AI solutions.
- Adaptability and Continuous Learning: Commitment to upskilling and staying current with emerging technologies.

📌 Senior Commercial Banking Portfolio Manager (Bengaluru)
🏢 Wells Fargo
📍 Bengaluru