Description
Job Description – Team member Loan disbursement and Maintenance activity

Key Responsibilities:
Application Review:
Review loan applications and supporting documents from borrowers to ensure completeness and accuracy.
Data Entry:
Ensuring on adherence of all internal process check list, co-ordinating with sales team to get the queries resolved.
Validation of loan prospect details in salesforce application with documents and boarding of loan into core application
Updation of multiple parameter like insurance details, asset details, repayment details and other critical details in core application
Compliance:
Ensure that all loans comply with bank process notes and guidelines.
Timeline Management:
Monitor timelines for loan processing to ensure that loans are processed in a timely manner and meet closing deadlines.
Control MIS action:
Preparation of daily outward and inward file for all the file movement
Updation of CERSAI and ROC’s
Updation of customer KYC details in bank application
OD limit management:




Validating the document and OD requirement basis the LLI sheet and setting of OD limit in finacle application.
Updation of bank level exposure of customer in glems application.
Maintenance activity
Handling customer request to make necessary changes in customer CRN
Handling customer request to adjust part payments in loan
Handling customer request in processing excess refund in loan account
Handling customer in reversal of charges
Customer receipt accounting in core application
Problem-Solving:
Address any issues or challenges that arise during the processing of loans, working to resolve them efficiently.

Skills and Qualifications:
Education: Requires a degree in finance, business, or a related field can be beneficial.
Experience: Previous experience in mortgage processing or related fields is often preferred.
Technical Skills: Proficiency in mortgage processing software and Microsoft Office Suite.

📌 Operations Team Member Afd Services Ra Operations Noida
🏢 Kotak Mahindra Bank
📍 Noida