About Retail Lending:

The Retail Lending department focuses on the lending business of the bank by offering various loan products like Home loans, car loans and personal loans among others. They also offer working capital loans and business loans for small businesses and is also responsible for the rural lending business of the bank

About the Role:

The Job holder is responsible for pan-India monitoring and implementation of policies and modification of processes of as per requirement. It involves regulatory reporting process compliance. The role caters to analysis of existing processes and recommendation of process changes to ensure cost savings, optimization of resources and enhancement of operational efficiency. This role will require identification of process risks and defining manual and system controls to mitigate the risks. It involves operationalizing recent Retail Loan products as per requirement from business in co-ordination with technology team for various system developments

Key Responsibilities
Ensure regulatory and process compliances
Manage fee recovery and Income booking - Income Leakage
Ensure customer requests and query resolutions are completed within TAT




Provide support in audit and compliance activities for Central Ops related activities
Ensure closure of daily activity within TAT (Disbursement request, updating Stock statement, DP, Insurance, Inspection etc)
Generation of various reports for overall portfolio (irregularities , exception management of transactions)
Provide training, support for preparation of SOP and process improvement
Contribute in special assignments and, provide support to Existing CPC
Participate and contribute in current initiatives/testing etc.
Ensure effective implementation of Operational Risk management framework

Qualifications:

Optimal qualification for success on the job is:
Graduate / Post graduate in Management

Role Proficiencies:

For successful execution of the job, the candidate should possess the following:
Knowledge of banking products and services
Ability to work as a part of a team
Collaboration
Customer Sensitive
Compliance
Transparency
ComeAsYouAre We are dil se open. Women, LGBTQIA+ and PwD candidates of all ages are encouraged to apply

📌 Ro:rl Operation Loans Central Ops Processes Retail Noida
🏢 Axis Bank
📍 Noida