Job Title:

Sales Manager – RA TW

Job Details:

Business Unit: Retail Assets - TW

Team: Pan India

Reports to: Area/Regional/Zonal Sales Manager – Two Wheeler Loan

Location: Pan India

Job Function: Sales

Role Type: Non-Supervisory

Direct Reportees: No

Travel: Moderate/Not required

Job Purpose:

Manage sales, service for two/three-wheeler products

Handle multiple distribution verticals

Drive Bank's regional strategy

Ensure market share

Cross-sell products

Customer retention and service

Job Responsibilities:

Achieve targeted business volume, WIRR, CoA

Meet individual targets for all verticals

Achieve stretch business targets

Appoint current channels: DDSA, DSA

Conduct marketing activities: loan mela, SMS, mailers

Visit dealers, DSAs, manufacturers

Maintain TAT, FTNR as per mandate

Provide timely service to channels

Collect PDDs as per policy

Manage rates, income per guidelines

Appoint, train,



review off-roll staff

Ensure minimum benchmark productivity

Achieve SK penetration, CASA/Credit Card targets

Maintain relationships with DDSA, Branch, ADC, OEM

Cover inventory at dealerships

Ensure timely repayments, retail conversions

Review collections, control delinquency

Educational Qualifications:

Not specified

Key Skills:

Business/Sales activity management

Customer service

Team management (off-roll)

Relationship management

Strategic drive

Market share focus

Cross-selling

Priority sector lending

Customer retention

Experience Required:

Not specified

Major Stakeholders:

Customers

Channels/Distribution

Senior Management

Product team

DDSA/Branch/ADC Channels

Regional OEM offices

Collections team

📌 Sales Mgr-RA-TW (Dhanbad)
🏢 HDFC Bank
📍 Dhanbad