Responsible for sourcing and acquiring Loan Against Property (LAP) business through direct channels, achieving sales targets, ensuring portfolio quality, and delivering superior customer service.
Key Responsibilities
- Source LAP customers through direct visits, references, and local market activities.
- Achieve monthly disbursement and acquisition targets.
- Guide customers on eligibility, documentation, and loan process.
- Coordinate with credit, legal, and operations for smooth file processing.
- Ensure compliance with internal policies and regulatory guidelines.
- Monitor competitive offerings and maintain market intelligence.
- Good understanding of LAP products
- Solid communication & negotiation skills
- Ability to analyze financials and loan eligibility
- Customer relationship management
- Target-driven with strong networking abilities
Education & Experience
- Graduate (any discipline)
- 3–8 years of experience in LAP sales (Direct Sales preferred)