Role & responsibilities

Job Summary

We are seeking experienced Functional Testers with solid expertise in Commercial Lending and Loan IQ platforms to support enterprise banking transformation programs. The ideal candidate will be responsible for end-to-end functional, integration, and API testing, ensuring the quality and reliability of lending applications across the complete loan lifecycle.

The role requires hands-on experience in validating commercial lending workflows, loan servicing processes, bilateral and syndicated loans, and financial calculations, while working closely with business analysts, developers, and stakeholders.

Key Responsibilities

- Perform end-to-end functional testing for Commercial Lending applications, including Loan IQ.
- Validate loan lifecycle processes such as loan origination, servicing, drawdowns, repayments, accruals, fees, and interest calculations.
- Design, develop, and execute detailed test cases, test scenarios, and test scripts.
- Conduct integration testing across multiple systems and interfaces.
- Perform API testing using REST/SOAP services and tools such as Postman.
- Validate accounting and financial transactions associated with lending operations.




- Execute SQL queries for backend data validation and reconciliation.
- Identify, log, track, and manage defects using tools such as JIRA, ALM, or Octane.
- Collaborate with business stakeholders to understand requirements and ensure comprehensive test coverage.
- Support SIT, UAT, regression, and production validation activities.
- Leverage AI-assisted testing tools and techniques to improve test effectiveness and coverage.

Mandatory Skills

Commercial Lending

- Commercial Lending Functional Testing
- Loan IQ Testing
- Bilateral Loans
- Syndicated Loans
- Loan Servicing Workflows
- Drawdowns & Repayments
- Fees, Interest & Accrual Processing

Testing Expertise
- Functional Testing
- Integration Testing
- API Testing (REST/SOAP)
- Test Case Design & Execution
- Defect Management

Technical Skills
- SQL & Database Validation
- Postman
- JIRA / ALM / Octane

Domain Knowledge
- Banking & Financial Services
- Commercial Lending Operations
- Accounting & Financial Validation

Preferred Skills
- AI-assisted Test Design & Coverage Analysis
- Automation testing exposure
- Agile/Scrum methodologies
- Experience working in large enterprise banking transformation programs

📌 Functional Tester - Loan IQ (Bengaluru)
🏢 ITC Infotech
📍 Bengaluru