What You'll Do

- Manage a portfolio focused on recourse commercial real estate transactions within the Wealth Management division.

- Partner directly with Relationship Managers and product specialists - and, where required, with clients - to understand credit requirements and optimize risk structures. Provide detailed risk analysis, communicate decisions promptly and transparently and clearly document approval conditions.

- Monitor the portfolio to identify emerging risks promptly and assess how global, regional, and local market events could affect individual exposures and the portfolio as a whole. Maintain satisfactory portfolio quality by managing risk concentrations and limits within approved risk appetite and in accordance with applicable policies and regulations.

- Work with both internal and external auditors to ensure that audits progress smoothly and any issues raised are resolved promptly. Support any ad hoc projects assigned.

- Maintain strong credit and operational discipline by ensuring that trades are properly booked and recorded, covenants and conditions are monitored on time, credit terms are documented accurately, and risk-reporting systems contain complete, timely, and accurate information.

How You'll Lead

- Provide leadership, guidance, and mentorship to colleagues at different levels of seniority, strengthening the team s commercial real estate expertise and supporting continued professional growth.

- Set clear objectives and strategic priorities for yourself and assigned resources, ensuring alignment with departmental and bank-wide goals.

- Drive continuous improvement in processes, analytics, and reporting capabilities.

Skills You'll Need





- Extensive relevant experience in commercial real estate, including recourse analysis, together with strong analytical skills and experience in corporate credit risk assessment.

- Understanding of a broad range of Wealth Management investment, lending, and derivative products.

- Familiarity with legal documentation and credit-risk considerations, including risk-mitigation features.

- Strong written and verbal communication skills, including the ability to produce concise, decision-ready credit reports.

- An open mindset and respect for constructive challenge and differing stakeholder perspectives.

Skills That Will Help You Excel

- Strong analytical judgment and the ability to make independent decisions, explain the supporting rationale, and defend conclusions when challenged.

- Team-oriented, flexible, and self-motivated, with a strong commitment to delivering high-quality work.

- Ability to work effectively across cultures and personal styles, build robust partnerships with a range of stakeholders, and deliver high-quality work under pressure and within deadlines.

- Preferred qualification: a bachelor s or master s degree in engineering, mathematics, economics, statistics, finance, or a related field; an MBA is also valued.

Your skills and experience

Proven ability to leverage AI tools to enhance productivity, optimise workflows to solve business problems, while applying critical judgment to ensure responsible and ethical use of data and AI outputs.

Disclaimer: This job posting has been aggregated from external source. Role details, content, and availability are subject to change. Applicants are advised to confirm the latest information directly on the company website before applying.

📌 Credit Risk Manager, Wealth Management (Mumbai)
🏢 Deutsche Bank
📍 Mumbai