Job Title: Credit Rating Analyst

Location : Gurugram, India Department:

Rating

About the Company

We are India's eighth SEBI-registered Credit Rating Agency committed to providing independent and transparent credit ratings to the Indian financial markets. With a focus on analytical rigor and market insight, we cater to a diverse range of clients including large corporates, PSUs, NBFCs, and infrastructure entities. As we expand our footprint in the financial capital of India, we are looking for a high-impact leader to drive our growth in the Gurugram region.

Key Responsibilities

Credit Analysis & Ratings

Independently work on credit rating assignments across corporates, infrastructure, and financial services. Prepare and analyse financial statements, credit reports, and other financial information to assess creditworthiness. Perform in-depth cash flow assessment and risk analysis on companies/entities.

Prepare and present rating rationales, committee notes, and press releases. Monitor the assigned portfolio of rated entities and ensure timely surveillance and action based on the latest developments.

Support rating actions by conducting risk assessments, peer benchmarking, and scenario analysis. Assist in the development and improvement of credit scoring models, policies, and processes to enhance the efficiency and effectiveness of credit evaluations Gather and validate Financial and Non-financial data from various sources. Prepare and conduct ratio analysis under supervision.

Draft analytical summaries, rating rationales, and internal reports. Participate in issuer meetings, due diligence calls, and rating committees as needed.

Monitor news,



financial statements, and market developments relevant to assigned accounts. Support the maintenance and updating of databases and analytical tools. Work closely with senior analysts to ensure timely and high-quality delivery of ratings and reports. Keep and file proper records, updates, emails and their backup from time to time.

Stakeholder Management

Engage with senior management of issuers, promoters, bankers, and investors. Provide rationales for rating recommendations before internal rating committees. Communicate rating decisions and sector insights effectively to external stakeholders.

Research & Sector Insights

Monitor industry developments, regulatory changes, and macroeconomic trends. Publish sector reports, outlooks, and thematic research notes.

Team Leadership & Development

Review and guide the work of junior and associate analysts. Provide coaching, training, and knowledge sharing to strengthen team capabilities.

Governance & Compliance

Ensure compliance with SEBI & RBI regulations for CRAs, internal policies, and ethical standards. Maintain integrity, independence, and transparency in rating opinions.

Candidate Profile

Experience & Qualifications

MBA (Finance) or CA 1-2 years of experience in Credit Rating Agency

Why Join Us? Impac t: Opportunity to lead the business in India's most premium market. Growth : Be part of a growth-story with significant potential for skilled advancement. Compensation : Attractive remuneration package commensurate with experience and market standards. Culture : A collaborative environment that values expertise, innovation, and results.

📌 Credit Rating Analyst (Gurugram)
🏢 ACER Credit Rating
📍 Gurugram