Job Summary:

We are seeking a highly skilled and analytical Credit folk to join our growing team. The ideal candidate will have 5-7 years of experience in credit underwriting of corporate clients preferably with exposure to Mid-market financial sector and NBFC clients. A background in accounting audit and/or forensic audit will be considered a strong advantage.

Key Responsibilities:

- Perform end-to-end credit underwriting for wholesale and mid-market corporate clients, primarily in the financial sector

- Conduct detailed analysis of financial statements, assess creditworthiness, and identify key business and financial risks.

- Structure and recommend credit facilities in line with internal policies and risk appetite.

- Collaborate with business teams to understand client requirements and ensure appropriate credit structuring.

- Prepare and present comprehensive credit appraisal notes for approval committees.





- Continuously monitor portfolio performance and highlight early warning signals and credit deterioration.

- Ensure compliance with regulatory guidelines, internal credit policies, and documentation standards.

- Leverage experience in accounting audits to assess financial integrity and detect potential red flags.

- Apply forensic audit insights where relevant to identify misrepresentations or financial irregularities.

Qualifications & Experience:

- Chartered Accountant (CA) and/or Chartered Financial Analyst (CFA) preferred.

- 5-7 years of experience in wholesale credit underwriting with a focus on financial sector clients

- Solid understanding of financial analysis, risk assessment methodologies, and credit structuring.

- Strong Excel Skills

- Decent Communication and Interpersonal skills

📌 AVP Credit (Financial Institutional Lending) (Mumbai)
🏢 A. K. Capital Services
📍 Mumbai