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The primary objective is to collaborate proactively with Bancassurance channel partners and stakeholders to ensure CHL achieves its business goals in alignment with Annual Operating Plan (AOP) targets, focusing on both current customer acquisition and retention as outlined in individual objective-setting sheets. Facilitate higher productivity levels by supporting channel partners in optimizing processes from submission to issuance within agreed timelines. Safeguard the interests of customers and CHL by ensuring compliance with regulatory and internal guidelines, as well as the effective use of processes and systems. Cultivate and manage partner expectations to enhance relationship quality, fostering a mutually beneficial model.

- Financial Acumen: Deep understanding of both insurance and investment components of ULIPs, including market dynamics and financial instruments.
- Analytical Skills: Ability to analyze market trends, fund performance, and investment opportunities to provide informed advice to clients.
- Communication Skills: Clear and effective communication to explain the dual benefits of ULIPs (insurance and investment) and address client queries.
- Customer Focus: Strong commitment to understanding and meeting the specific needs of clients, providing personalized service and support.
- Relationship Building: Ability to build and maintain trust with clients, fostering long-term relationships that encourage client loyalty and referrals.
- Sales Expertise: Proven track record in selling ULIP products, with a deep understanding of the sales process and techniques.
- Product Knowledge: In-depth understanding of ULIP plans, including their features, benefits,



charges, and investment options.
- Regulatory Knowledge: Awareness of regulatory and compliance requirements specific to ULIPs, ensuring all sales practices adhere to legal standards.
- Problem-Solving: Quick thinking and problem-solving skills to address client concerns and find suitable solutions that meet their insurance and investment needs.
- Ethical Judgment: Strong sense of ethics and integrity in all dealings, ensuring clients' best interests are always prioritized.
- Adaptability: Ability to adapt to changing client needs and market conditions, staying informed about industry trends and updates.
- Ensure strict adherence to regulatory and internal compliance guidelines to maintain operational integrity.
- Support the achievement of assigned targets on a month-on-month basis including persistency targets and hence ensure delivering of measurable results. *10+2 candidates with sales experience of minimum 1 year will be considered for CL 8 only. Targets at Company discretion and subject to level, location and may change accordingly.

Duties:

Maintain and observe company’s internal control standards, implement and observe Group Compliance Policy, including the timely implementation of recommendations made by internal/external auditors and external regulators. Foster a compliance culture and implement Group Compliance Policy by managing compliance risk in liaison with the Head of Group Compliance, Regional Compliance Officer, Area Compliance Officer or Local Compliance Officer, ensuring adequate compliance resources are in place and training is provided, and optimizing relations with regulators.

📌 Associate (India)
🏢 Canara HSBC Life Insurance
📍 India