Position: Area Sales Manager – Mass LAP

JobID: syn200

Department: Sales

Product: Loan Against Property (LAP)

Ticket Size: 1 Cr to 5 Cr

Experience: 8-12 years in LAP/secured lending sales

Location: As per business requirement

MAX EARN₹75.0K· 5% per candidate placed

Position: Full-time

Level: Mid

Location: Hyderabad

Salary: 12 - 15 LPA

Vacancies: 2 Positions

Notice Period: 0-15 Days, 15-30 Days, 30-45 Days, 45-60 Days, Currently Serving

Description

COMPANY: SMFG Credit India Pvt Ltd

Note: Please do not consider candidates who are not in job currently

Area Sales Manager – Mass LAP (Loan Against Property) Key Responsibilities:

- Drive LAP business across the assigned geographical area and achieve monthly/quarterly sales targets.
- Develop and manage relationships with DSAs, connectors, brokers, builders, CAs and other channel partners.
- Generate current business through direct sourcing and channel development.
- Manage the complete sales cycle—from lead generation and customer interaction to login, sanction and disbursement.
- Ensure quality sourcing by understanding customer profile, income, property and repayment capacity.
- Coordinate with credit, operations, legal, technical and collections teams for smooth processing.
- Monitor the sales pipeline, TAT, conversion ratios and disbursement performance.




- Regularly visit customers and channel partners to strengthen relationships and identify new business opportunities.
- Track competitor activity, market trends and pricing in the assigned territory.
- Ensure compliance with company policies, KYC requirements and credit/sales processes.
- Manage and motivate the sales team/relationship managers, where applicable.
- Prepare regular MIS and performance reports for management.

Candidate Profile:

- Graduate/MBA preferred.
- 3–8 years of experience in LAP or mortgage
- Strong understanding of LAP sourcing, property evaluation, customer profiling and credit processes.
- Proven track record of achieving sales targets.
- Strong channel-management and relationship-building skills.
- Good communication, negotiation and team-management abilities.
- Willingness to travel extensively within the assigned territory.

Key Performance Indicators (KPIs):

- Monthly disbursement/value achievement
- Number and quality of LAP cases sourced
- Login-to-sanction and sanction-to-disbursement conversion
- New channel/DSA acquisition
- Portfolio quality and delinquency
- Customer and channel-partner retention
- Team productivity, where applicable

Education

Minimum: Bachelor's Degree

Skills

Required: LAP

Team: Sales DSA

Deadline: 9/24/2026

📌 ASM - Mass LAP (Hyderabad)
🏢 Tailored Management
📍 Hyderabad