Credit Risk Associate, Thane-Mumbai

Credit Risk Associate, Thane-Mumbai

16 Sep
|
N Human Resources & Management Systems
|
Mumbai

16 Sep

N Human Resources & Management Systems

Mumbai

CRA Associate

Location: Thane / Mumbai

Experience: 25 Years

Employment Type: Full-time

Department: Credit & Risk Assessment (CRA)

Reporting To: CRA / Risk Manager

Role Overview

We are looking for a CRA Associate to handle first-level credit and risk screening KYC/document verification data validation case preparation and coordination with internal teams.

Roles & Responsibilities

- Conduct first-level screening of customer applications as per CRA eligibility criteria.

- Verify KYC GST business registration financial and other supporting documents.

- Validate customer/business information against documents and system records.

- Identify missing expired mismatched or inconsistent information.

- Review bank statements ITRs and CIBIL/credit bureau reports.

- Verify business entity details including Proprietorship Partnership LLP Pvt. Ltd. and Public Ltd. companies.

- Maintain accurate case records and update CRA/CRM/ERP systems.

- Coordinate with Sales Operations and customers for pending documents and clarifications.

- Prepare complete cases for further credit/risk assessment.





- Escalate exceptions unusual cases and potential risk indicators to the reporting manager.

- Maintain MIS track pending cases and ensure timely case closure.

- Follow CRA checklists SOPs and defined quality standards.

Required Skills

- Knowledge of KYC and basic credit-risk concepts .

- Ability to understand business and financial documents.

- Valuable analytical and numerical skills.

- Strong attention to detail.

- Good MS Excel and system-handling skills.

- Strong communication and follow-up skills.

- Ability to manage multiple cases and high volumes.

Requirements

Qualification

Bachelors degree in Commerce Finance Banking Business Administration or related field .

Preferred Background

Candidates from Banking NBFC Fintech Credit Operations KYC/AML Underwriting Risk Assessment or Financial Services are preferred.

Required Skills:

Qualification Bachelors degree in Commerce Finance Banking Business Administration or related field. Preferred Background Candidates from Banking NBFC Fintech Credit Operations KYC/AML Underwriting Risk Assessment or Financial Services are preferred.

📌 Credit Risk Associate, Thane-Mumbai
🏢 N Human Resources & Management Systems
📍 Mumbai

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