Job Requirements Role/ Job Title : Area Credit Manager - Affordable Mortgage Loans

Business : Retail Underwriting - Affordable Mortgage Loans

Function/ Department: Credit - underwriting

Job Purpose : 'This role entails management and maintenance of the quality of the credit portfolio pertaining to affordable mortgage loans from origination to collections while ensuring alignment with Bank's credit risk appetite and the overall credit strategy.

Roles & Responsibilities: '1. Groom and mentor multiple Cluster teams
Maintaining Valuable portfolio quality
Collaboration with other stake holders in achieving business book growth
Maintain Highest Standard of customer experience, Governance and compliance
Adapt and promote Digital solutions. Find out ways to automate routine activities.

Secondary Responsibilities: '1. Vendor Management
Collaborate with different stakeholders.

Managerial & Leadership Responsibilities: '1. Mentor other credit managers and guide towards overall organisation goal and objectives.

Qualifications

Post Graduate Degree - Graduate / Post Graduate / Skilled qualification

Years of Experience: 7+ Years relevant experience

📌 Area Credit Manager Affordable Mortgage Loans Odisha (India)
🏢 IDFC FIRST Bank
📍 India