Credit Assessment & Analysis:
Evaluate loan applications by analyzing financial statements, credit reports, repayment capacity, and collateral.
Conduct risk assessments to determine creditworthiness.
Prepare detailed credit proposals with recommendations for approval or rejection.
Client Relationship Management:
Develop and maintain relationships with individual and corporate clients.
Provide guidance on loan products, terms, and repayment plans.
Monitor existing clients’ financial health and advise on credit adjustments when necessary.
Loan Processing & Documentation:
Ensure all loan applications are complete and comply with internal policies and regulatory guidelines.
Verify authenticity of client documents and conduct background checks.
Maintain accurate records of credit approvals,



rejections, and loan performance.
Risk Management & Compliance:
Identify and mitigate potential credit risks.
Ensure adherence to legal, regulatory, and internal compliance standards.
Report irregularities or potential defaults to management promptly.
Performance Monitoring:
Monitor loan repayment schedules and identify delinquent accounts.
Collaborate with recovery teams to manage overdue accounts.
Provide regular reports on loan portfolio performance.

Job Type: Full time

Pay: ₹21,000.00 - ₹24,000.00 per month

Work Location: In person

📌 Credit Officer Kuttanellur
🏢 Aviyan Group Of Companies
📍 Kuttanellur