Key Responsibilities
Analyze financial statements of businesses (corporates, partnerships, etc.) using standard financial tools
Draft recommendation notes for loan proposals as per policy
Underwrite CV & CQ (Commercial Vehicle & Construction Equipment) loan proposals accurately
Ensure adherence to credit policy, process, and audit guidelines
Track client/portfolio performance periodically and report on risk exposure
Supervise and manage a team of credit analysts/underwriters
Coordinate with business teams to meet Turnaround Time (TAT) targets
Prepare and submit MIS reports on time.

Key Performance Indicators (KPIs)
Underwriting accuracy and policy compliance
Portfolio quality (low delinquency rate)
Timely MIS reporting
Effective cross-team coordination
TAT adherence.

Required Knowledge & Skills
Understanding of CV & CQ loan business and asset classes
Ability to assess income (with or without financial statements)
Knowledge of asset viability analysis
Familiarity with CPC (Central Processing Center) policies and processes
Robust data accuracy and attention to detail.

📌 Credit Commercial Chennai
🏢 Saaki Argus And Averil Consulting
📍 Chennai