In summary, the Gold appraiser is responsible for the end-to-end transaction process for gold loans-from valuation to disbursal to closure, along with customer service.
Responsibilities
- Attending to walk-in customers, addressing queries about the gold loan process and schemes offered.
- Conducting gold valuations and identifying gold purity accurately.
- Properly packing and storing gold and gold packets after loan disbursal. Returning gold ornaments to customers after loan closure.
- Managing cash (system/physical) during loan disbursals, interest collection, and loan closures.
- Creating new CUID in system modifications in LOS during disbursal, part release / payments loan closure.
- Maintaining branch registers as per the guidelines: key / cash / packet movements, staff customer visits,
etc.
- Ensuring proper collection and storage of customer KYC documents.
- Following up with customers for timely collection of interest and principal payments.
- Providing valuable customer service at every step, i.e. while pledging, releasing, or making interest payments.
Additional Responsibilities
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📌 GOLD APPRAISER (Alwar)
🏢 IIFL Finance
📍 Alwar
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