KEY DUTIES & RESPONSIBILITIES OF THE ROLE

- 2-4 years of experience in Agriculture SME banking or Mortgage sales
- At least 2-year experience in Banking sales segment (Vertical with Loan Ticket size > Rs 10 lacs)

- Valuable Understanding Financial statements including P&L;, B/S, Cash Flow and Audit report.
- Financial ratio understanding like Current ratio, Gearing, Inventory days and such. Familiarity with Excel

Business

- Daily/ Weekly /Monthly monitoring of the accomplishment of targets according to the annual/monthly targets established
- Identification and development of DSA channel, around the defined distance of the Sitting Hub
- Provides regular updates and training to DSA channel; Ensure payout to DSA are on time
- Create Awareness in the market through direct and indirect marketing
- Tracks competition in terms of rates, credit assessment, DSA payouts, marketing activities

Customer

- Identification and Fitment of Customer to USFB policy, through understanding of customer financial statements (P&L;, B/S)



and financial ratio calculation; GST records and Bank statements
- Ensure customers are educated about all products/services offered by USFB.
- Ensure lower customer attrition by providing different products as per customer requirement.
- Focus on lower TAT as per laid down standards.

Internal process

- Ensure delinquency is within norms and does X-Bucket collection.
- Ensure First time right (FTR) logins, Disbursement within TAT (Turn-around time), Collection of OTC, PDD.

Learning & Performance

- Ensure that self is up to date on all relevant circulars and all products/services offered in the Branch.
- Ensure adherence to training man-days/ mandatory training programs for self.
- Ensure goal-setting, mid-year review and annual appraisal process within specified timelines for self

Bike or scooter with smart phone is mandatory for the role

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