Job Purpose
As a Research Scientist in the BFS Intelligence Division, you will lead the charge in developing Sovereign AI — models designed specifically for the linguistic, cultural, and structural complexities of the Indian subcontinent. You are not merely fine-tuning open-source models; you are architecting the Small Language Models (SLMs) and Multimodal Engines (Vision, Voice, Agentic AI) that will power the next decade of Indian finance, retail, and digital public infrastructure.
You will operate in a 'Dual-Helix' setting: 50% deep-tech discovery in IIT Research Labs and 50% high-stakes industrialization within our Corporate Innovation Hub, bridging academic theory with enterprise-scale deployment at a pace that sets India's AI agenda globally.Duties and Responsibilities
Minimum Required Accountabilities for this Role
1. Frontier R&D;: The SLM & Multimodal Roadmap
? Sovereign SLMs: Architect and pre-train domain-specific Small Language Models (1B–7B parameters) that outperform GPT-4 in niche BFSI tasks while running on cost-effective, edge-based hardware.
? Multimodal Fusion:



Develop 'Vision-Voice-Text' integrated models for hyper-personalized customer experience — e.g., AI agents that can 'see' a customer's physical document via camera and 'talk' through a complex loan process in regional dialects.
? Geospatial & Alternative Intelligence: Build models that fuse satellite imagery and geospatial data with financial transaction patterns to predict credit risk in rural and semi-urban markets.
2. Data Engineering & Ethics
? Synthetic Data Synthesis: Create high-fidelity, privacy-preserving synthetic datasets to train models where real-world BFS data is restricted or sparse.
? Agentic Frameworks: Research 'Chain-of-Thought' and 'Reasoning-Action' (ReAct) patterns to transform chatbots into Autonomous Financial Agents capable of executing cross-platform transactions.
3. IIT Ecosystem Leadership
? Academic Bridge: Lead collaborative 'Moonshot' projects with IIT facu

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