JD for Senior Onboarding:

- Conduct comprehensive
KYC/CDD assessments for customers, merchants, business entities, and partners as part of the onboarding process.

- Assess customer and merchant risk based on geography, business activity, transaction profile, ownership, customer type, and other relevant risk factors

.

- Identify recurring onboarding issues, control gaps, and process inefficiencies and recommend appropriate enhancements to strengthen the onboarding and AML/KYC framework

.

- Review and validate customer identification, business documentation, ownership structures, UBO details, Source of Funds (SOF), and Source of Wealth (SOW)

, where applicable.

- Escalate identified AML, sanctions, financial crime, or regulatory concerns to the appropriate Compliance head/MLRO team for further review.

- Perform PEP, Sanctions, Adverse Media, and Watchlist screening and appropriately assess and disposition potential matches.

- Identify and evaluate AML, sanctions, fraud, and other financial crime risks associated with customers, merchants, and business relationships.

- Conduct Enhanced Due Diligence (EDD)

for high-risk customers, entities, jurisdictions, products, and business relationships.

- Analyze complex corporate structures and establish Ultimate Beneficial Ownership (UBO)





in accordance with applicable regulatory and internal requirements.

- Investigate inconsistencies, incomplete information, unusual documentation, and other onboarding red flags

, ensuring appropriate resolution or escalation.

- Raise and manage Requests for Information (RFI/RFE)

and coordinate with relevant stakeholders to obtain required information and supporting documentation.

- Provide transparent onboarding recommendations and risk-based decisions in line with internal policies, procedures, and the organisation's risk appetite.

- Maintain comprehensive case records, review rationale, supporting documentation, and audit trails to ensure audit and regulatory readiness.

- Ensure onboarding cases are reviewed and completed within defined TAT/SLA requirements while maintaining quality and regulatory standards.

- Support periodic KYC refresh, ongoing due diligence, and customer risk reviews based on applicable triggers and review cycles.

- Support regulatory examinations, internal audits, quality assurance reviews, compliance testing, and remediation activities

.

- Keep abreast of applicable AML/KYC regulations, FATF guidance, sanctions requirements, regulatory developments, and industry best practices

, and assess their impact on onboarding processes.

📌 Senior Onboarding Specialist (Bengaluru)
🏢 CodeGama
📍 Bengaluru