We are looking for a proactive, analytical, and detaildriven ECL Analyst to join our team. The ideal candidate will bring around 2 years of handson experience in IFRS 9 ECL provisioning, with a solid grounding in data analysis, statistical modelling, and financial risk reporting. The role requires solid technical proficiency in R, SQL, and Excel, along with the ability to interpret model outputs, identify trends, and communicate insights clearly to stakeholders.

Candidates should demonstrate a passion for problemsolving, an eagerness to learn, and the discipline to work within rigorous risk and control frameworks.

Role & responsibilities

- Develop ECL Framework basis INDAS including development of PD, LGD and EAD Models
- Monthly execution and monitoring of ECL Models
- Calculate key ECL metrics and performance indicators to monitor model behaviour and portfolio risk trends.
- Actual vs. Expected tracking with portfolio deep dives
- Develop and Execute Loss Forecasting Models
- Model Documentation and Audit support for ECL Models

📌 Senior Executive - ECL (Mumbai)
🏢 Godrej Capital
📍 Mumbai