Role Purpose The SAP Treasury Lead Consultant is responsible for functional leadership, solution ownership, project delivery, and AMS support across SAP Treasury and Financials. The role provides expert leadership across SAP Treasury and Risk Management (TRM), Cash and Liquidity Management, Bank Communication Management (BCM), payment processing, banking integrations, Electronic Bank Statements (EBS), and SAP FI/CO integration. The role acts as a senior functional lead and key interface between business stakeholders, Treasury, Finance, banks, vendors, technical teams, and SAP delivery teams.

1. SAP Treasury & Risk Management

- Lead SAP Treasury implementations, rollouts, upgrades, enhancements, and production support.
- Configure and support Cash and Liquidity Management, Cash Position, Liquidity Forecasting, Liquidity Planning, and Bank Account Management.
- Provide functional expertise across Transaction Manager, Money Market, FX, Securities, Derivatives, Loans, Investments, Market Risk, Credit Risk, Exposure Management, Hedge Management, and Hedge Accounting.
- Support Treasury accounting, valuation, settlement, and integration with SAP Finance.

1. Banking Integration & Payment Processing

- Lead end-to-end SAP banking integration and payment transformation initiatives.
- Support payment processing, centralized payments, payment factory operations, cash pooling, and related banking processes.
- Integrate SAP with banks using ISO 20022/pain.001, CAMT.053, MT940, BAI2, SWIFT, Host-to-Host, SFTP, APIs, and SAP Multi-Bank Connectivity.
- Coordinate bank onboarding, connectivity, encryption, PGP, certificates, IP whitelisting, file transmission, and middleware activities.
- Lead end-to-end payment testing from SAP payment proposal through bank processing, payment status, bank statement, and reconciliation.

1. Bank Communication Management & Payments

- Configure and support SAP BCM payment approval workflows, payment batches, multi-level approvals, payment release, monitoring, and exception handling.
- Integrate BCM with automatic payment programs such as F110.
- Support POBO, COBO, ROBO, internal payments, netting, cash pooling, and payment factory processes where applicable.
- Ensure payment controls, approval governance, audit compliance, and segregation of duties.

1. Electronic Bank Statement & Reconciliation

- Support MT940, CAMT.053, BAI2, and other bank statement formats.
- Configure and troubleshoot external transaction codes, posting rules, account symbols, clearing rules,



and automatic account determination.
- Resolve EBS processing, automatic clearing, reconciliation, and bank statement posting issues.
- Ensure accurate reconciliation between banks, SAP FI, Treasury, and external systems.

1. SAP FI/CO & Cross-Functional Integration

- Ensure seamless integration of SAP Treasury with SAP FI, CO, AP, AR, MM, SD, Cash Management, BAM, BCM, and external systems.
- Support accounting integration for Treasury transactions, payments, bank statements, cash flows, valuations, settlements, and reconciliations.
- Coordinate with ABAP, Basis, Security, Middleware, Banking, and other technical teams.

1. Project & Delivery Leadership

- Lead the complete SAP Treasury lifecycle: requirements, process analysis, solution design, configuration, functional specifications, integration design, testing, UAT, cutover, go-live, hypercare, and AMS transition.
- Prepare Business Process Procedures, functional specifications, test scenarios, training materials, and operational documentation.
- Lead workshops and manage stakeholders across Treasury, Finance, Banking, IT, and business teams.
- Support SAP Activate methodology and ECC-to-S/4HANA Treasury transformation initiatives.

1. AMS, Incident & Problem Management

- Provide expert production and AMS support for SAP Treasury, payments, banking, BCM, and EBS.
- Lead P1/P2 incident resolution, root cause analysis, permanent corrective actions, and preventive controls.
- Troubleshoot payment failures, bank connectivity issues, BCM approvals, EBS errors, reconciliation issues, and Treasury accounting problems.
- Coordinate with SAP Basis, ABAP, Middleware, Security, banks, and third-party vendors.

1. Team Leadership & Service Management

- Lead and coordinate SAP Treasury and Financials consultants across projects and AMS engagements.
- Manage work across incidents, service requests, enhancements, projects, testing, and deployments.
- Ensure functional coverage during month-end, year-end, payment cycles, and other critical business periods.
- Mentor consultants and drive knowledge transfer, cross-training, documentation,



and capability development.
- Manage risks, issues, dependencies, escalations, and delivery governance.

1. Continuous Improvement

- Identify opportunities for automation and process optimization across payments, bank reconciliation, cash visibility, liquidity forecasting, and Treasury reporting.
- Drive straight-through processing and improved Treasury operational efficiency.
- Develop SOPs, runbooks, knowledge bases, and troubleshooting guides.
- Analyze recurring incidents and recommend proactive and permanent solutions.

Key Deliverables
- SAP Treasury solution designs and configuration documents
- Business Process Procedures and functional specifications
- Banking integration and payment mapping documents
- Bank onboarding and connectivity checklists
- Test scenarios, test scripts, UAT evidence, and defect resolution
- Cutover, go-live, and hypercare plans
- RCA and problem management documents
- Treasury SOPs and operational runbooks
- Training and knowledge transfer materials
- Service improvement and automation recommendations

Key Skills & Experience
- Strong experience in SAP Treasury and Risk Management and SAP S/4HANA Finance.
- Hands-on experience in Cash & Liquidity Management, BCM, BAM, EBS, payment processing, and banking integration.
- Experience with Money Market, FX, Securities, Derivatives, Hedge Management, Hedge Accounting, and Treasury accounting.
- Robust knowledge of ISO 20022 pain.001, CAMT.053, MT940, BAI2, SWIFT, Host-to-Host, SFTP, APIs, and SAP MBC.
- Experience with payment factories, centralized payments, cash pooling, IHC, POBO, COBO, ROBO, and netting is preferred.
- Strong SAP FI/CO integration knowledge.
- Experience in SAP Treasury implementation, rollout, upgrade, AMS, and production support.
- Strong stakeholder management, client-facing, communication, leadership, and escalation-handling skills.
- Experience working with global teams, banks, vendors, middleware, and technical teams.
- SAP Treasury certification and SAP Activate experience preferred.

Core Competency SAP Treasury & Risk Management | SAP S/4HANA Finance | Cash & Liquidity Management | BCM | Bank Account Management | Payment Factory | EBS | ISO 20022 | SWIFT | Host-to-Host | SFTP | SAP MBC | In-House Banking | POBO/COBO/ROBO | FX | Money Market | Securities | Derivatives | Hedge Management | Hedge Accounting | SAP FI/CO Integration | Banking Integration | AMS | Project Leadership | Client & Stakeholder Management

📌 SAP Treasury and Risk Management Consultant (Bengaluru)
🏢 Optimum Solutions
📍 Bengaluru