Company Description Kotak Mahindra Bank is part of Kotak Mahindra Group, one of India’s leading financial services conglomerates, established in 1985. It became the first non-banking finance company in India to receive a banking license from the Reserve Bank of India and transition into a bank in 2003. The Group offers a comprehensive range of financial services, including commercial banking, stockbroking, mutual funds, life insurance, and investment banking for individuals and corporate clients.

With a solid consolidated balance sheet and net worth, Kotak Mahindra Group operates through an extensive network of branches and franchisees across India, as well as international offices in key global financial centers. Candidates can learn more about the organization’s services and values by visiting the official website.

Role Description This is a full-time, on-site role for an RCU (Risk Containment Unit) Manager based in Ahmedabad. The RCU Manager will oversee risk containment activities, including review and investigation of suspicious transactions, customer profiles, and account activities to prevent fraud and minimize credit and operational risk. The role involves monitoring high-risk accounts, coordinating with branches and operations teams, and ensuring timely escalation and resolution of identified issues.

The RCU Manager will prepare risk reports and dashboards, maintain accurate documentation, and support audits and compliance checks in alignment with internal policies and regulatory guidelines.



The role also includes working closely with credit, collections, and compliance teams to refine risk controls and contribute to continuous improvement of fraud prevention strategies.

Qualifications

- Candidates should possess strong risk management and fraud detection skills, including experience in transaction monitoring, risk assessment, and investigation of suspicious activities.
- Candidates should possess analytical and data interpretation skills, with the ability to work with reports, dashboards, and large data sets to identify trends and anomalies.
- Candidates should possess knowledge of banking operations and regulatory compliance, including RBI guidelines, KYC/AML norms, and internal control frameworks.
- Candidates should possess effective communication and stakeholder management skills to coordinate with branch teams, credit, collections, and compliance functions.
- Candidates should possess solid organizational and documentation skills, with attention to detail and the ability to handle multiple cases and priorities.
- Relevant experience in risk containment, fraud control, credit risk, or operations within the banking or financial services sector is preferred.
- Bachelor’s degree in finance, commerce, business administration, or a related discipline is desirable; professional certifications in risk management or compliance are an advantage.
- Ability to work on-site in Ahmedabad, adapt to dynamic business requirements, and use standard banking and analytical tools proficiently.

📌 RCU Manager (Ahmedabad)
🏢 Kotak Mahindra Bank
📍 Ahmedabad