Senior Product Manager-Credit Cards (Mumbai)

Senior Product Manager-Credit Cards (Mumbai)

18 Sep
|
IDFC
|
Mumbai

18 Sep

IDFC

Mumbai

Job Requirements

Job Description

Job Purpose

Senior Manager – Affluent Customer Experience & Design

Design and steward premium experiences and lifecycle communications; orchestrate onboarding & RM enablement; own complaint RCA and premium servicing constructs (CX Ops) to lift CX Score and retention.

Job Purpose

- Experience standards and governance (app, web, RM, service)
- Lifecycle comms (CLCM), journeys, UAT and go-live approvals
- Onboarding orchestration and RM enablement
- Premium servicing constructs and CX Ops (concierge/priority desk, empowerments)
- Complaint RCA, escalations, service recovery programs
- Website/app content for CX journeys

Primary Responsibilities

CX Strategy & Standards

- Ensure experience consistency across channels
- Build superior service mechanisms for affluent customers
- Govern experience-related changes during CVP updates or transitions
- Affluent Communications Craft Lead: set luxury tone‑of‑voice guidelines; pre‑send creative QA; copy standards across SMS, email, WhatsApp, in‑app, RM scripts.
- Mystery shopping and competitive journey benchmarking for premium experiences.

Journeys & Communications

- Build and execute CLCM
- Build customer journeys, conduct UAT, provide go-live approvals
- Develop and manage lounge/golf/CFAR activation/deactivation communications
- Coordinate launch communication and creatives
- Accessibility & inclusive design checklist for affluent journeys (readability, alt text, colour contrast) without compromising luxury tone.





Onboarding & RM Enablement

- Design and enhance onboarding journeys (By invitation only cards)
- Enable and engage relationship managers
- RM notifications for collections, declines, misuse.

Complaints & Escalations

- Monitor complaint, SR, escalation data; implement preventive solutions
- Escalation management and structured reach-outs
- Channel governance & compliance: WhatsApp template approvals and opt‑in audits.
- Incident & partner‑service disruption playbooks (e.g., lounge outages) with proactive outreach and make‑positive rules.

Website/App Content

- Create and manage website content for premium products
- CX quality bar for website/app content (readability, scannability, multilingual coverage) and periodic UX writing reviews.

Secondary Responsibilities

Capabilities & Competencies

- Customer empathy & problem resolution
- Stakeholder management
- Structured RCA & continuous improvement
- Luxury/lifestyle communications sensibility; UX writing and brand tone governance.
- Complaint RCA frameworks and service recovery design; premium desk SLA management.

Key Deliverables & KPIs

- CX Scores & first-contact resolution
- Onboarding activation 30/60/90
- Engagement with lifecycle comms/journeys
- Complaint recurrence reduction and TAT
- Premium desk SLA

Experience & Qualifications

- 7–10 years in Affluent CX/journey/CRM
- Exposure to affluent servicing operations or premium desk
- Affluent Marcomms

Education

Graduates and Above

📌 Senior Product Manager-Credit Cards (Mumbai)
🏢 IDFC
📍 Mumbai

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