Job Description

Job Title: Credit Rating Analyst

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Location: Gurugram, India

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Department: Rating

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About the Company

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We are India's eighth SEBI-registered Credit Rating Agency committed to providing independent and transparent credit ratings to the Indian financial markets. With a focus on analytical rigor and market insight, we cater to a diverse range of clients including large corporates, PSUs, NBFCs, and infrastructure entities. As we expand our footprint in the financial capital of India, we are looking for a high-impact leader to drive our growth in the Gurugram region.

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Key Responsibilities

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Credit Analysis & Ratings

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- Independently work on credit rating assignments across corporates, infrastructure, and financial services.
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- Prepare and analyse financial statements, credit reports, and other financial information to assess creditworthiness.
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- Perform in-depth cash flow assessment and risk analysis on companies/entities.
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- Prepare and present rating rationales, committee notes, and press releases.
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- Monitor the assigned portfolio of rated entities and ensure timely surveillance and action based on the latest developments.
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- Support rating actions by conducting risk assessments, peer benchmarking, and scenario analysis.
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- Assist in the development and improvement of credit scoring models, policies, and processes to enhance the efficiency and effectiveness of credit evaluations
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- Gather and validate Financial and Non-financial data from various sources.
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- Prepare and conduct ratio analysis under supervision.
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- Draft analytical summaries, rating rationales, and internal reports.
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- Participate in issuer meetings, due diligence calls, and rating committees as needed.
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- Monitor news,



financial statements, and market developments relevant to assigned accounts.
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- Support the maintenance and updating of databases and analytical tools.
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- Work closely with senior analysts to ensure timely and high-quality delivery of ratings and reports.
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- Keep and file proper records, updates, emails and their backup from time to time.
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Stakeholder Management

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- Engage with senior management of issuers, promoters, bankers, and investors.
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- Provide rationales for rating recommendations before internal rating committees.
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- Communicate rating decisions and sector insights effectively to external stakeholders.
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Research & Sector Insights

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- Monitor industry developments, regulatory changes, and macroeconomic trends.
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- Publish sector reports, outlooks, and thematic research notes.
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Team Leadership & Development

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- Review and guide the work of junior and associate analysts.
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- Provide coaching, training, and knowledge sharing to strengthen team capabilities.
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Governance & Compliance

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- Ensure compliance with SEBI & RBI regulations for CRAs, internal policies, and ethical standards.
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- Maintain integrity, independence, and transparency in rating opinions.
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Candidate Profile

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Experience & Qualifications

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- MBA (Finance) or CA
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- 1-2 years of experience in Credit Rating Agency
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Why Join Us?

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- Impact: Opportunity to lead the business in India's most premium market.
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- Growth: Be part of a growth-story with significant potential for professional advancement.
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- Compensation: Attractive remuneration package commensurate with experience and market standards.
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- Culture: A cooperative environment that values expertise, innovation, and results.
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📌 Credit Rating Analyst (Gurugram)
🏢 ACER Credit Rating
📍 Gurugram