Position Overview

We do not have a finance function yet. Revenue arrives in USD, most of our creator payments go out in USD, and everything in between is currently held together by founders, an external CA firm, and a handful of operational workarounds. This role exists to change that. You will bring day-to-day finance in-house and build the systems that let the business run without the founders in the weeds.

What You'll Do

- Own the full USD-INR cycle end to end: inbound remittances, documentation, outbound creator payments, and cutting forex conversion losses at every step.
- Run internal payroll and creator payouts on a fixed cadence, calculated, checked, and on time, across a large base of US-based creators and the internal team.
- Build a management information system that reflects how the business actually operates, and reconcile it against the books of accounts and bank cash flows.
- Manage our external CA and CS partners — review their work, catch errors, and keep GST, TDS, FEMA, and statutory filings on track.
- Track invoices raised against receivables collected and flag collection risk early.
- Hunt down cost leaks — bank commissions, idle cash, avoidable consultant spend — and propose better structures with clear trade-offs.
- Write finance and admin SOPs from scratch where none exist, and rebuild the ones that no longer hold.
- Own finance and administration operations end to end,



escalating only what genuinely needs a founder decision.

What You'll Bring

Must-Have

- CA, CPA, or ACCA — completed or actively tracking toward it.
- CA freshers post-articleship are welcome; other backgrounds should bring roughly one to three years of relevant experience.
- Working command of accounting fundamentals and what the numbers actually mean for a business, not just how they are calculated.
- Practical understanding of GST, TDS, and cross-border payment documentation.
- Ability to define a problem and its constraints end to end before reaching for a solution.
- Transparent, fluent English — you will interact directly with US-based creators, vendors, and partners.
- Comfort building process from scratch in an environment that is still being figured out.

Good-to-Have

- Exposure to cross-border remittances, treasury, or forex cost optimisation.
- Experience in a high-growth startup or an execution-heavy advisory or transaction-services team.
- Hands-on experience preparing an MIS and reconciling it with the books.
- Familiarity with payroll and creator or vendor payout platforms.

Logistics

- Employment Type: Full-time
- Location: Bengaluru, India
- Work Mode: On-site
- Department: Finance and Administration
- Working Pattern: Six-day work week for the coming months
- Experience: CA freshers post-articleship, or one to three years for other backgrounds

📌 Finance Associate (Bengaluru)
🏢 Ratch AI
📍 Bengaluru