Job Title

Relationship Manager - Inventory Funding

Business Unit

RA-Inventory Funding

Reporting To

Area Head

Job Function and Role Type

Sales, Individual Contributor

Version No

2.0

Job Purpose

Manage Inventory Funding portfolio, Working Capital, and Term Loans for the designated area. Source recent acquisitions to enhance business and achieve the Bank's product leadership objectives.

Key Responsibilities

Business Acquisition

Source fresh Working Capital, Term Loan, and Bank Guarantee cases from dealers

• Enhance existing limits based on dealer and OEM requests

• Coordinate with product, credit, operations, and supply chain teams for limit approvals and releases

• Manage dealer coordination and daily activities for Inventory Funding and Cash Credit limits

• Documentation

• Process legal documentation for Inventory Funding, Cash Credit, Term Loan, and Bank Guarantee agreements

• Follow up with dealers for document collection during annual reviews

• Portfolio Maintenance





• Monitor accounts for bonafide transactions and compliance with UCFC/URC/LEI requirements

• Ensure timely closure of deferrals and monitor accounts to prevent overdue status

• Coordinate with stock monitoring teams, dealers, and auditors for stock audits

• Collection and Recovery

• Recover overdue amounts through retail conversion or direct payments

• Cross Sell

• Promote and sell bank products such as Fixed Deposits, Cards, Merchant Machines, Current Accounts, and Loans Against Property.

Education:

Graduation required.

Certifications:

None specified.

Key Competencies

Sales and influencing skills, product and process knowledge, verbal and written communication, knowledge of competition, understanding of financial industry trends.

Major Stakeholders

Customers, manufacturers, branch banking team, operations, credit, supply chain management, product team, DFSO.

📌 Ra Inf Relationship Manager Amritsar (India)
🏢 HDFC Bank
📍 India