We are looking for a Technical Business Analyst with robust experience in Banking, Payments and API-based integrations. The role will work closely with Business, Technology, Architecture, Vendors and external partners to deliver banking integration solutions.

Key Responsibilities
Gather, analyze and document business, functional and technical requirements.
Prepare BRD, FRD/FSD, user stories, process flows, data mappings and API specifications.
Analyze REST/SOAP APIs, payloads, validations, error handling and integration workflows.
Support integrations involving payments, escrow, transaction/balance inquiries, inflow services and payment notifications.
Work with architects and development teams on interface design and API contracts.
Define and review SIT/UAT scenarios, test cases and traceability matrices.
Support defect triage, UAT sign-off, deployment and hypercare.
Coordinate with Business, Digital Banking, Architecture, Security, Operations, Vendors and external partners.
Support security requirements including API security, SSL/certificates and secure connectivity.
Track project dependencies, risks,



issues and delivery milestones.

Required Skills:

Functional:
Banking & Payments
Payment lifecycle and transaction processing
Reconciliation
Digital Banking / Core Banking integrations
Solid stakeholder and vendor management

Technical:
REST/SOAP APIs
JSON/XML, XSD/WSDL
Swagger/OpenAPI
Postman/SoapUI
SQL and data validation
Data mapping and integration concepts
Event-driven/callback integrations

Tools: Jira, Confluence, Azure DevOps, Visio, Postman, Excel, SQL Developer

Qualifications
Bachelor's degree in Computer Science, Engineering, IT or related field.
5+ years of Business Analysis experience, including 5+ years in Banking/Payments/Financial Services integrations.
Solid experience with API-based integration projects and third-party vendors.

Preferred
UAE Banking experience.
Digital Payments / Escrow solutions.
Government, Land Department, Property or Real Estate integrations.
Large-scale banking transformation programs.

📌 Technical Business Analyst Banking & Payments Integration Chennai
🏢 Optimum Solutions
📍 Chennai