Key Responsibilities
Assess and underwrite loan applications for LAP, MSME, and other secured lending products.
Conduct Personal Discussions (PD) and field visits to evaluate customer profile, business stability, and repayment capacity.
Analyze financial statements, bank statements, income documents, and credit bureau reports.
Review legal, technical, and valuation reports for loan approval.
Coordinate with Sales, Operations, Legal, and Technical teams for smooth loan processing and disbursement.
Ensure compliance with internal credit policies and regulatory guidelines.
Monitor portfolio quality and recommend risk mitigation measures.
Maintain turnaround time (TAT) and support achievement of branch business goals.
Assist in audits, inspections,



and compliance-related activities.

Eligibility
Graduate/Postgraduate in Finance, Commerce, or Business Administration.
3–8 years of experience in Credit Underwriting for LAP, MSME, Mortgage, or Secured Lending products in NBFCs, Banks, or HFCs.

Key Skills
Credit Appraisal & Underwriting
Financial Analysis
Personal Discussion (PD)
Risk Assessment
LAP/MSME Credit Evaluation
Banking & Income Assessment
Portfolio Quality Management
Stakeholder Management
Regulatory Compliance

📌 Territory Credit Manager Delhi Rajendra Palace
🏢 Rayana Events
📍 Delhi