Job Description: Senior Business Analyst – Liquidity Management
Location: Bangalore/Chennai
Notice: Immediate to 60 days
Experience: 9 to 13 years
Domain: Liquidity Risk Role Overview
The Senior Business Analyst with Liquidity Management will serve as a hands-on subject matter expert within the Treasury Technology team. This role focuses on designing, implementing, and enhancing capital and liquidity management solutions. The candidate must possess strong analytical, technical, and stakeholder management skills and thrive in an agile delivery setting. Domain Expertise (Mandatory)
Treasury & Balance Sheet Management
Asset and Liability Management (ALM)

Liquidity Risk Management including:
Liquidity Coverage Ratio (LCR)
Net Stable Funding Ratio (NSFR)
High-Quality Liquid Assets (HQLA)
Intraday Liquidity & Cash Flow Management
Funding Liquidity Risk (Short-Term & Long-Term)
Funds Transfer Pricing (FTP)
Cash Management & Accounting
Trade settlement lifecycle with strong exposure to SWIFT

Good to Have:
Interest Rate Risk in Banking Book (IRRBB)
Capital or Credit Calculation Engines
Axiom (Capital Reporting tool) Key Responsibilities
Translate capital and liquidity management business rules into detailed technology requirements, including mappings, controls, and traceability matrices
Author user stories and define acceptance criteria using JIRA and Confluence
Develop and maintain data lineage, data catalogues,



and governance documentation for audit and compliance
Conduct data discovery, profiling, and validation to ensure data quality and integrity
Create test plans, test cases, and lead QA/testing and triage activities
Perform hands-on work with data integration, platforms, and large datasets
Design data and process flow diagrams using tools such as Visio and Confluence
Apply strong SQL skills for querying and analysing complex datasets
Maintain strong understanding of financial products and their impact on capital and liquidity management Required Skills & Qualifications
Translating business requirements into technical specifications
Data integration, testing, and documentation
Strong expertise in SQL and data analysis across large datasets
Solid understanding of capital and liquidity management frameworks
Experience in the full trade lifecycle and SWIFT messaging
Experience in creating data flows, process diagrams, and governance artefacts
Bachelor’s degree in Finance, Engineering, Computer Science, or related field (Advanced degree preferred)
Strong communication and stakeholder management skills Nice-to-Have
Experience in treasury systems or capital management technology
Familiarity with big data concepts and platforms
Experience with regulatory reporting tools (e.g., Axiom)
Interested candidates kindly send your resume to [email protected] and [email protected]

📌 Business Analyst - Liquidity Risk Management (Karnataka)
🏢 Cognizant
📍 Karnataka