EPAM is a leading global provider of digital platform engineering and development services. We are committed to having a positive impact on our customers, our employees, and our communities. We embrace a dynamic and inclusive culture. Here you will collaborate with multi-national teams, contribute to a myriad of innovative projects that deliver the most creative and cutting-edge solutions, and have an opportunity to continuously learn and grow. No matter where you are located, you will join a dedicated, creative, and diverse community that will help you discover your fullest potential.

We're looking for a seasoned Business Consulting professional with P&C; Commercial insurance expertise to act as a subject matter expert and hands-on consultant, using their domain knowledge to support client projects, solutioning, delivery, and business transformation efforts spanning underwriting, pricing, claims, and operations.

Responsibilities

- Act as the primary subject matter expert on P&C; Commercial insurance topics such as underwriting, rating/pricing, policy administration, claims, product configuration, risk/exposure management, workflow, and regulatory matters
- Bring practical consulting and delivery expertise to client engagements by turning domain knowledge into real-world project solutions and transformation initiatives
- Examine complex insurance products, policies, processes, workflows, and data to uncover improvement opportunities and deliver actionable insights
- Offer specialized knowledge in Pricing/Rating capabilities, covering rating models, pricing processes, rating engines, product rules,



premium calculations, and their operational effects
- Oversee successful fulfillment of client requirements, including hands-on involvement in RFP responses, solution design, estimations, and proposal creation
- Support insurance thought leadership efforts through white papers, POVs, client presentations, and market-facing materials
- Spot and define AI/GenAI-driven use cases throughout the P&C; insurance value chain, spanning underwriting, rating/pricing, claims, servicing, fraud, and operational efficiency
- Lead POCs and accelerators shaped by recent client project needs, ensuring they deliver practical, measurable business value

Requirements

- 13-18 years of total IT experience, with at least 10 years dedicated to the Insurance industry and a strong emphasis on P&C; Commercial lines
- Practical experience in consulting, business analysis, product management, transformation, or delivery functions within P&C; Commercial insurance
- Proficiency in at least two of these P&C; Commercial insurance areas: Pricing/Rating, Underwriting, Policy Administration/Renewal/Maintenance
- Capabilities in Product Configuration, Risk/Exposure Management, Claims, Workflow Management, Billing, or Premium Processing




- Experience with Pricing/Rating, including commercial rating models, rating algorithms, pricing workflows, bureau/ISO factors, and rating platform implementations
- Familiarity with AI, Machine Learning, and GenAI/LLM applications within insurance, along with the ability to explain relevant use cases, business value, adoption factors, responsible AI implications, and regulatory considerations
- Strong collaboration skills, along with excellent stakeholder management and client-facing communication abilities

Nice to have

- Practical experience with GenAI tools, AI-assisted platforms, analytics tools, or automation solutions
- Knowledge of tools like Confluence, JIRA, Rally, or comparable agile/collaboration platforms
- Experience with COTS insurance products, rating engines, policy administration platforms, or system integration projects

We offer

- Opportunity to work on technical challenges that may impact across geographies
- Vast opportunities for self-development: online university, knowledge sharing opportunities globally, learning opportunities through external certifications
- Opportunity to share your ideas on international platforms
- Sponsored Tech Talks & Hackathons
- Unlimited access to LinkedIn learning solutions
- Possibility to relocate to any EPAM office for short and long-term projects
- Focused individual development
- Benefit package:
- Health benefits
- Retirement benefits
- Paid time off
- Flexible perks

- Forums to explore beyond work passion (CSR, photography, painting, sports, etc.)

📌 Business Consulting - P&C Commercial (India)
🏢 EPAM Systems
📍 India