19 Sep
|
Scymes Services
|
India
19 Sep
Scymes Services
India
Job Description – Loan Servicing (Channel Operations)Position: Executive / Senior Executive – Loan Servicing (Channel Operations)
Department: Loan Servicing / Operations
Industry: Banking / NBFC / Financial Services
Experience: 1–2 years
Employment Type: Full-time
Job Summary
We are looking for a detail-oriented professional to manage Loan Servicing and Channel Operations activities. The role involves handling post-disbursement loan servicing, processing customer and channel-related requests, coordinating with internal stakeholders, maintaining accurate loan records, and ensuring all requests are completed within defined TAT and quality standards.
Key Responsibilities
- Manage day-to-day loan servicing and channel operations activities.
- Process post-disbursement loan-related requests received through various channels.
- Handle requests related to loan accounts, repayment, statements, interest certificates, account updates, and other servicing requirements.
- Verify customer and loan account details before processing requests.
- Ensure all requests are processed accurately and within defined TAT.
- Coordinate with branches, sales teams, channel partners, customer service, credit, finance, and other internal stakeholders.
- Monitor pending requests and follow up with relevant teams to minimize case ageing.
- Maintain accurate records and update loan servicing activities in the relevant systems/CRM.
- Identify discrepancies in loan account information and coordinate for timely resolution.
- Support reconciliation of loan transactions and resolve operational discrepancies.
- Handle channel partner queries and provide timely operational support.
- Ensure adherence to internal policies, SOPs, compliance requirements, and regulatory guidelines.
- Prepare daily/weekly MIS and productivity reports for loan servicing activities.
- Maintain high standards of accuracy and quality while handling high-volume transactions.
- Identify recurring issues and process gaps and escalate them to the Supervisor/Manager.
- Support internal and external audits by providing required documentation and records.
Required Skills
- Good understanding of Loan Servicing and Banking/NBFC Operations.
- Knowledge of loan lifecycle and post-disbursement processes.
- Strong attention to detail and accuracy.
- Good communication and stakeholder-management skills.
- Good knowledge of MS Excel and CRM/loan servicing systems.
- Ability to manage multiple requests and meet strict TAT.
- Strong analytical and problem-solving skills.
- Ability to work in a high-volume, target-driven environment.
Qualification
- Graduate in any discipline.
- 1–5 years of experience in Loan Servicing, Loan Operations, Banking Operations, NBFC Operations, or Channel Operations.
- Experience handling loan servicing requests and channel/partner coordination will be preferred.
Key Performance Indicators (KPIs)
- Request processing TAT
- Accuracy and quality of servicing
- Productivity and case closure
- Pending case ageing
- Error/rejection rate
- SLA adherence
- Channel partner/internal stakeholder satisfaction
- Process and compliance adherence
Preferred Candidate Profile
The ideal candidate should have hands-on experience in loan servicing/channel operations, strong attention to detail, and valuable coordination skills. The candidate should be capable of handling multiple operational requests while maintaining accuracy, compliance, and timely resolution.
Pay: ₹15,000.00 - ₹20,000.00 per month
Work Location: In person
📌 Loans Operations Executive (India)
🏢 Scymes Services
📍 India