CRMA / Certified Data Analytics / Business Intelligence certifications

Certifications in Risk Management, Audit Analytics, Fraud Risk Management To execute and supervise Continuous Controls Monitoring (CCM), alert analytics, exception investigations, and risk surveillance activities through technology-driven monitoring models and rule-based scenarios. The role is responsible for directly handling complex and high-risk alerts, overseeing investigations performed by junior analysts, identifying potential frauds, operational errors, regulatory non-compliance, KYC deficiencies, and control weaknesses, and providing actionable risk intelligence to Internal Audit management.

Job Responsibilities

Actionables

Alert Analysis & Investigation

- Review and investigate alerts generated through monitoring models, rule-based scenarios, and exception detection mechanisms.
- Directly handle complex, high-risk, or judgement-intensive alerts.
- Analyse underlying transactions, customer activity, process exceptions, and supporting evidence.
- Identify potential fraud indicators, regulatory breaches, KYC concerns, operational errors, and control failures.

Team Supervision & Quality Review
- Allocate alerts and monitoring assignments to junior analysts.
- Review investigations, conclusions, risk classifications, and closure rationale prepared by team members.
- Ensure consistency, quality, and timeliness of alert reviews.
- Provide coaching and technical guidance on risk identification and investigation techniques.

Risk Assessment & Escalation
- Assess severity and impact of identified exceptions.
- Escalate significant fraud indicators, regulatory violations, KYC gaps, and control concerns.
- Perform root-cause analysis for recurring issues and emerging risk patterns.
- Support thematic reviews arising from monitoring outputs.

Monitoring Effectiveness
- Review recurring alerts, false positives, and monitoring trends.
- Recommend enhancements to monitoring rules, thresholds, scenarios, and risk indicators.
- Support development of new analytics-led monitoring routines.





Reporting & Risk Intelligence
- Prepare exception summaries, trend analyses, and escalation reports.
- Contribute to dashboards, risk intelligence reports, and thematic review inputs.
- Support audit planning through identification of emerging risk themes.

Thematic Reviews & Risk Intelligence
- Analyse monitoring outputs, recurring alerts, exceptions, complaints, incidents, losses, and audit observations to identify emerging risk themes.
- Support thematic reviews arising from fraud indicators, regulatory concerns, KYC deficiencies, operational control gaps, and recurring exceptions.
- Identify systemic issues and common root causes across branches, products, channels, and departments.
- Recommend enhancements to controls, monitoring rules, and risk mitigation measures.
- Provide analytical inputs for targeted audits, special reviews, and audit planning.

Key Skills

Technical Skills

- Continuous Controls Monitoring & Alert Management
- Data Analytics & Exception Analysis
- Fraud, Compliance & KYC Risk Monitoring
- Root Cause Analysis & Risk Assessment
- MIS Reporting & Dashboarding

Behavioural Skills

- Team Supervision
- Analytical Thinking
- Qualified Skepticism
- Stakeholder Management
- Communication & Influencing Skills

Preferred Educational Certification CRMA / Certified Data Analytics / Business Intelligence certifications

Certifications in Risk Management, Audit Analytics, Fraud Risk Management

Experience Required:

- Continuous Controls Monitoring (CCM).
- Audit analytics and exception-based monitoring.
- Fraud, KYC, AML, compliance, or operational risk surveillance.
- Alert investigation and root-cause analysis.
- MIS, dashboarding, and risk reporting.

Experience supervising junior analysts/auditors.

Key Performance Indicators

- Timeliness and quality of alert investigations.
- Accuracy of risk assessment and escalation decisions.
- Identification of material fraud, compliance, KYC, and control issues.
- Quality and productivity of junior analyst output.
- Effectiveness of monitoring enhancements and risk intelligence generation.

Adherence to CCM methodology and documentation standards

📌 Sr Auditor Analyst Offsite / Continuous Controls Monitoring (Mumbai)
🏢 HDFC Bank
📍 Mumbai