Credit Officer EQU/CO/1861811 Equitas Small Finance Bank

Business Unit: Assets

Division/Function (SBU): Emerging Enterprise Banking

Department: VF

Sub-Department: Credit

Location

- Zone: North
- State: Rajasthan
- Region: Rajasthan
- Area: Jodhpur
- Cluster: Jodhpur
- PT Location: Rajasthan
- Branch Code: 16059
- Branch Name: Udaipur

Job Details

- Posted On: 16 Sep 2026
- End Date: 16 Oct 2026
- Required Experience: 4 - 5 years
- No. Of Openings: 1
- External Title: Credit Officer
- Employment Type: Permanent
- Employment Category: Field
- Closing Date: 16 Oct 2026

Skills

- Strategic Business Orientation
- Leadership Through Sustainability
- Innovation Led Transformation
- Customer Focus

Education

- Highest Education: UG
- Working Language: Hindi, English

Key Result Area | SNO. | OBJECTIVE | WEIGHTAGE | KEY PERFORMANCE INDICATOR | Annexure | |------|-------------------------------------------------------------------------------------|-----------|-------------------------------|--------------------| | 1 | To prepare CAM with all the pre disbursement documents in place as per the Credit norms and within the prescribed TAT (Pre Disbursement) | 30% | TAT | As per annexure 1 | | 2 | Ensure that file is complete in all aspects before the loan is disbursed (FTR as per the matrix)



| 20% | First Time Right % | As per annexure 2 | | 3 | Physical File Dispatch to HO as per the matrix | 20% | TAT of Physical Dispatch | As per annexure 3 | | 4 | Completion of PDD on time for the loans disbursed | 20% | % of On time PDD completion | As per annexure 4 | | 5 | Self Development | 5% | Average Mandays of Training for Self | As per annexure 5 | | 6 | Process Orientation | 5% | Audit Score | As per annexure 6 |

Annexure - 1 Scoring method

- 5 (Outstanding)
- 4 (Excellent)
- 3 (Very Good)
- 2 (Good)
- 1 (Adequate)

TAT | |---------------------------------------| | 100% | | <95% to 99% | | <90% to 94% | | <85% to 89% | | <80% to 84% |

Annexure - 2 Scoring method

- 5 (Outstanding)
- 4 (Excellent)
- 3 (Very Good)
- 2 (Good)
- 1 (Adequate)

First Time Right % | |----------------------------------------| | 100% | | <95% to 99% | | <90% to 94% | | <85% to 89% | | <80% to 84% |

Annexure - 3 Scoring method

- 5 (Outstanding)
- 4 (Excellent)
- 3 (Very Good)
- 2 (Valuable)
- 1 (Adequate)

TAT of Physical Dispatch | |----------------------------------------| | 100% | | <95% to 99% | | <90% to 94% | | <85% to 89% | | <80% to 84% |

Annexure - 4 Scoring method

- 5 (Outstanding)
- 4 (Excellent)
- 3 (Very Good)
- 2 (Good)
- 1 (Adequate)

% of On time PDD completion | |----------------------------------------| | 100% | | <95% to 99% | | <90% to 94% | | <85% to 89% | | <80% to 84% |

Annexure - 5 Scoring method

- 5 (Outstanding)
- 4 (Excellent)
- 3 (Very Good)
- 2 (Good)
- 1 (Adequate)

Average Mandays of Training for Self | |---------------------------------------| | >=3 | | 2.5-2.99 | | 2-2.49 | | 1-1.99 | | <1 |

Annexure - 6 Scoring method

- 5 (Outstanding)
- 4 (Excellent)
- 3 (Very Good)
- 2 (Good)
- 1 (Adequate)

Audit Score | |---------------------------------------| | >95% | | 91 - 95% | | 81-90% | | 71-80% | | <71 |

📌 Skill (India)
🏢 Equitas Micro Finance India
📍 India