Role & responsibilities

1. Treasury & Cash Flow Management

- Manage day-to-day treasury operations and overall liquidity position of the company.
- Prepare and monitor daily, weekly and monthly cash-flow forecasts.
- Ensure adequate availability of funds for statutory, vendor, employee and other business payments.
- Monitor cash inflows and outflows and optimize fund utilization.
- Analyse cash-flow gaps and coordinate with the Finance Head / CFO for arranging funds.
- Monitor the working capital cycle and identify opportunities for improvement.

2. Banking Relationship Management

- Manage day-to-day relationships with banks and financial institutions.
- Coordinate with banks for fund-based and non-fund-based working capital facilities.
- Negotiate banking charges, interest rates, limits and other commercial terms.
- Manage banking documentation, KYC, confirmations and facility-related requirements.
- Coordinate with multiple banking partners for smooth execution of banking transactions.
- Monitor sanctioned limits, utilization and availability of banking facilities.

3. LC & BG Management

- Manage end-to-end Letter of Credit (LC) and Bank Guarantee (BG) activities.
- Coordinate issuance, amendment, extension, cancellation and closure of LCs/BGs.
- Ensure compliance with sanctioned limits, margin requirements and banking terms.
- Maintain LC/BG registers and monitor expiry dates and outstanding exposure.
- Coordinate with Commercial, Procurement, Sales and banks for timely processing of LC/BG requirements.

4. Working Capital Management

- Monitor receivables, inventory and payables to optimize working capital.
- Track debtor and creditor ageing and identify working capital pressure points.
- Coordinate with business and commercial teams to improve collection and payment cycles.
- Monitor utilization of working capital limits and ensure optimal borrowing.
- Prepare working capital MIS and periodic reports for management review.
- Identify opportunities to reduce working capital requirements and finance costs.

5. Payments & Fund Management

- Review and manage daily payment requirements and payment schedules.
- Prioritize payments based on cash availability, business requirements and management guidelines.




- Coordinate with Accounts Payable / Accounts teams for timely vendor payments.
- Monitor bank balances and fund transfers across various bank accounts.
- Ensure proper authorization and controls for all treasury-related payments.
- Monitor interest payments, bank charges and other financing costs.

6. Vendor Reconciliation & Payables

- Monitor major vendor outstanding balances and ageing.
- Ensure timely vendor ledger reconciliation and resolution of discrepancies.
- Coordinate with Purchase, Stores and Accounts teams for GRN, invoice and payment-related issues.
- Support negotiation of vendor payment terms to optimize working capital.
- Monitor advance payments and ensure their timely adjustment.

7. MIS & Management Reporting

- Prepare daily, weekly and monthly treasury and cash-flow MIS.
- Prepare reports on bank balances, borrowings, working capital, LC/BG exposure and upcoming payment obligations.
- Monitor interest costs, bank charges and utilization of banking facilities.
- Analyse treasury data and highlight liquidity and funding requirements.
- Provide timely inputs to the Finance Head / CFO for liquidity, borrowing and funding decisions.

8. Controls, Compliance & Audit

- Ensure compliance with internal treasury policies and banking terms.
- Maintain proper documentation for banking and treasury transactions.
- Coordinate with statutory auditors, internal auditors and banks for treasury-related information.
- Ensure timely reconciliation of bank accounts and treasury records.
- Monitor compliance with applicable regulatory, statutory and banking requirements.

Key Deliverables

- Accuracy and timeliness of daily, weekly and monthly cash-flow forecasts.
- Effective liquidity management and uninterrupted availability of funds.
- Optimization of working capital cycle and borrowing requirements.




- Timely and accurate management of LC/BG transactions.
- Effective utilization of fund-based and non-fund-based banking limits.
- Reduction / optimization of interest costs and banking charges.
- Timely vendor payments and resolution of payment-related issues.
- Accuracy and timeliness of treasury MIS and management reports.
- Timely bank reconciliation and maintenance of treasury records.

Required Qualifications & Skills

- CA Semi-Qualified / MBA (Finance).
- Additional qualifications such as CMA / M.Com will be an advantage.
- Accuracy and timeliness of daily, weekly and monthly cash-flow forecasts.
- Effective liquidity management and uninterrupted availability of funds.
- Optimization of working capital cycle and borrowing requirements.
- Timely and accurate management of LC/BG transactions.
- Effective utilization of fund-based and non-fund-based banking limits.
- Reduction / optimization of interest costs and banking charges.
- Timely vendor payments and resolution of payment-related issues.
- Accuracy and timeliness of treasury MIS and management reports.
- Timely bank reconciliation and maintenance of treasury records.
- Solid understanding of Treasury and Cash Flow Management.
- Good knowledge of Working Capital Management and liquidity planning.
- Hands-on experience in Banking Relationship Management.
- Strong knowledge of LC, BG and banking facilities.
- Understanding of CC, OD, WCDL and other working capital facilities.
- Good knowledge of vendor payments, reconciliation and payables management.
- Proficiency in MS Excel and ERP systems.
- Strong analytical and problem-solving skills.
- Excellent negotiation, communication and coordination skills.
- Ability to manage multiple banking relationships and work in a time-sensitive environment.
- High level of accuracy, confidentiality, ownership and financial discipline.

Experience

- 7-10 years of relevant experience in Treasury, Finance, Banking and Working Capital Management.
- Experience in a manufacturing organization is preferred.
- Hands-on experience in LC, BG, working capital facilities and banking operations preferred.
- Exposure to fund-based and non-fund-based banking facilities is essential.

📌 Manager or Senior Manager (Treasury & Finance) (Bhiwadi)
🏢 Orient Cables
📍 Bhiwadi