Role Overview

nThe Lead — Treasury Mid Office will own end-to-end liquidity and interest-rate risk management for Hero FinCorp, set and maintain the Fund Transfer Pricing (FTP) framework, drive capital adequacy and cost-of-funds optimization, and partner closely with the Front Office, Back Office, regulators, auditors, rating agencies and investors. The role is a critical control and analytics function bridging strategy, risk and operations within Treasury.

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nLocation- Corporate Office, DLF Downtown

nTeam Size- Manages a small mid-office pod of 3-4 members

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nDetailed Responsibilities

nM1 — Liquidity & Interest Rate Risk Management

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- Own end-to-end liquidity risk and interest-rate risk management for the company.
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- Manage cash flow forecasting, drawdown planning, monitoring of approvals and daily liquidity positioning.
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- Ensure compliance with Liquidity Coverage Ratio (LCR), Stress Testing, Contingency Funding Plan (CFP) and other key ALM parameters.
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- Create, track and monitor market-risk benchmarks for investments and treasury exposures.
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nM2 — FTP, Cost of Funds & Capital Adequacy

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- Establish and maintain the Fund Transfer Pricing (FTP) mechanism across Lines of Business.
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- Partner with business teams to work out a suitable cost of funds for each Line of Business.
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- Manage the various levers of Capital Adequacy to drive efficient capital utilization.
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- Finalize monthly / quarterly / yearly Cost of Borrowing and other associated treasury costs.
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- Conduct competitor analysis on borrowings and cost of funds to benchmark Hero FinCorp's position.
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nM3 — Regulatory Reporting, Compliance & Audit

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- Submit RBI regulatory returns relating to Treasury and provide data inputs for other returns, including ad-hoc requirements.
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- Monitor accounting closures, ECB borrowing workings and annual disclosures.
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- Handle statutory, RBI, tax and bank auditors on all Treasury-related matters.
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- Track economic and regulatory changes and present detailed financial-impact assessments to management.
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nM4 — ALCO, Stress Testing & Contingency Funding

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- Ensure timely preparation of ALCO presentations, closing minutes of meeting and related compliance.
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- Run periodic stress tests and maintain the Contingency Funding Plan.
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- Provide analytical support for ALCO decisions on liability mix, hedging strategy and liquidity buffer.
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nM5 — Investor, Rating Agency & Stakeholder Management

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- Handle queries from investors, rating agencies and internal stakeholders.
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- Own investor decks, CMA, QIS and portfolio cuts shared with rating agencies.
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- Continuously update the Information Memorandum, treasury policies and other standardized documents.
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- Manage relationships and fee negotiations with Credit Rating Agencies (CRAs), investment and valuation consultants.
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nM6 — Research, Strategy & Management Reporting

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- Conduct continuous research on the economy, debt markets, insurance companies and corporates to support informed funding decisions.
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- Drive the Annual Operating Plan — working files, presentations, manpower planning and strategy decks.
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- Publish updates on key macro-economic indicators to senior management.
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nM7 — Front & Back Office Support / Mid-Office Operations

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- Support the Front Office in liaising with lenders (including family-office deals) — provide clarity on policies and procedures to resolve lender queries.
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- Liaise with the Front Office and other stakeholders on Direct Assignment (DA) and Loans-against-Eligible-Receivables (LER) transactions.
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- Support the Back Office in security management, limit monitoring and other operational tasks.
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- Perform the checker role in debt servicing (interest calculation), DA payouts and ECB payouts.
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- Ensure maintenance of Treasury systems and implementation of all treasury-related processes.
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nRequired Qualifications

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- CA / MBA (Finance) / CFA preferred.
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- 7–10 years of relevant experience in NBFC / Bank Treasury Mid Office or ALM function.
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- Prior experience in ALCO support, FTP design, regulatory reporting and rating-agency interactions strongly preferred.
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nTechnical Skills

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- ALM, LCR, Stress Testing & Contingency Funding Plan frameworks.
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- RBI Master Directions for NBFCs (Scale-Based Regulation), FEMA / ECB framework.
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- Fund Transfer Pricing (FTP) design and capital-adequacy management.
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- Ind AS 109 — financial instruments, hedge accounting and impairment.
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- Rating-agency frameworks (CRISIL / ICRA / CARE / India Ratings) and investor disclosure standards.
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- Strong proficiency in Excel, Power BI, Treasury / ALM systems; working knowledge of Python and automation tools.
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nBehavioural Competencies

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- Robust control mindset balanced with commercial / business partnering.
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- Executive communication — board, ALCO, CFO, rating agencies and investors.
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- Ability to manage a mid-office pod and groom talent.
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- High ownership, accuracy and audit-readiness.
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- Ability to navigate ambiguity, especially around regulatory change.
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📌 Lead - Mid Office (Haryana)
🏢 Hero FinCorp
📍 Haryana