Role Overview

We are looking for an experienced Finance Manager – Banking, Treasury & Capital Markets who will be responsible for managing and strengthening the Group’s banking relationships, fund raising activities, treasury operations, debt facilities, capital market initiatives and IPO preparedness.

The ideal candidate should preferably be an Ex-Banker / Banking Professional with strong relationships across PSU Banks, Private Banks, Foreign Banks and Financial Institutions and should have hands-on experience in raising and managing working capital and term loan facilities, structured finance, refinancing, treasury and capital market transactions.

The candidate should have a stable career track record, having worked for reasonably long tenures with previous organisations, and should demonstrate the ability to build and maintain long-term relationships with banks and financial institutions.

Experience in the Shipping, Maritime, Ship Owning, Offshore, Ship Recycling or related industries will be strongly preferred.

Key Responsibilities

Banking Relationships

- Develop, manage and strengthen relationships with PSU Banks, Private Banks, Foreign Banks, Financial Institutions, NBFCs and other lenders.
- Act as the principal point of coordination with relationship managers, credit teams and senior banking officials.
- Maintain strong long-term banking relationships and continuously identify opportunities for better facilities, pricing and banking terms.
- Coordinate preparation and submission of proposals, financial information, projections, CMA data and other documentation required by lenders.
- Negotiate competitive interest rates, processing charges, bank margins, security requirements, covenants and other commercial terms.
- Ensure timely renewal and enhancement of existing banking facilities.

Loans, Debt & Fund Raising

- Handle raising of Term Loans, Working Capital Facilities, Buyers’ Credit, ECBs, Trade Finance and other debt facilities as required by the Group.
- Evaluate financing options for vessel acquisitions, capital expenditure and other strategic investments.
- Lead discussions with lenders for new sanctions, enhancement of limits, refinancing and restructuring of existing facilities.
- Monitor debt maturity profiles, repayment schedules, interest obligations and financial covenants.
- Identify opportunities for refinancing high-cost borrowings and reducing the Group’s overall cost of funds.
- Support management in evaluating alternative sources of debt and structured finance.

Treasury & Cash Flow Management

- Manage the Group’s treasury operations and liquidity requirements.
- Prepare and monitor short-term and long-term cash flow forecasts.
- Optimise utilisation of available banking limits and surplus funds.
- Monitor interest costs and banking charges and continuously identify opportunities for cost reduction.
- Manage foreign currency exposure and coordinate appropriate hedging strategies including forwards and other permitted instruments.
- Monitor forex markets,



interest-rate movements and other financial-market developments relevant to the Group.
- Ensure timely servicing of all loan principal and interest obligations.

Capital Markets & IPO

- Support management in preparation for a potential IPO / capital-market transaction .
- Coordinate with Merchant Bankers, Investment Bankers, Legal Advisors, Auditors, Registrars and other intermediaries involved in the IPO process.
- Assist in financial and commercial due diligence and preparation of information required for DRHP/RHP and related documentation.
- Support preparation of historical financial information, financial projections, management presentations and investor-related information.
- Coordinate responses to financial and business-related queries raised by Merchant Bankers, Investors, Stock Exchanges, SEBI and other advisors.
- Assist management in evaluation of equity fundraising, private equity, strategic investors, pre-IPO placements and other capital-market opportunities.
- Maintain awareness of SEBI regulations, listing requirements and developments in Indian capital markets.

Trade Finance

- Manage and negotiate facilities relating to Letters of Credit, Bank Guarantees, Buyers’ Credit, SBLCs and other trade-finance instruments .
- Work closely with banks for issuance, amendment, utilisation and closure of trade-finance facilities.
- Review pricing and commercial terms across banks and ensure efficient utilisation of sanctioned limits.
- Coordinate with business teams for financing requirements relating to vessel purchases and other large transactions.

Shipping & Vessel Financing

- Support financing and refinancing of vessel acquisitions and other maritime assets.
- Coordinate with banks, lenders and advisors for vessel-related financing documentation and security creation.
- Evaluate project cash flows, debt-servicing capability and financing structures for vessel acquisitions.
- Understand shipping-sector cash flows, charter income, vessel operating costs and asset-backed lending structures.
- Monitor financial performance and lender requirements relating to financed vessels.

Financial Analysis & Management Reporting

- Prepare financial models and projections for banks, lenders, investors and management.
- Analyse funding requirements, debt-servicing capacity, leverage and liquidity.
- Prepare regular MIS covering borrowings, interest costs, facility utilisation, repayment schedules and treasury position.
- Provide management with periodic updates on banking, treasury, fundraising and capital-market activities.
- Support management in strategic financial planning and capital-allocation decisions.

Compliance & Coordination





- Ensure compliance with applicable RBI, FEMA, Companies Act and SEBI requirements relating to borrowings, banking and capital-market transactions.
- Coordinate with Finance, Accounts, Secretarial, Legal, Taxation and Operations teams for banking and financing matters.
- Liaise with statutory auditors, consultants, rating agencies and lenders whenever required.
- Ensure timely completion and submission of banking documentation, stock statements, covenant certificates and other lender requirements.

Qualifications & Experience

Qualification

Preferred qualifications include

- Chartered Accountant (CA); or
- MBA – Finance; or
- CFA; or
- Experienced Banking Professional / Ex-Banker with strong corporate banking or credit experience.

An outstanding banking skilled with relevant industry and financing experience may also be considered even without a CA qualification.

Experience

- Minimum 10–15 years of relevant experience in banking, corporate finance, treasury, debt raising, capital markets or related financial functions.
- Candidates having worked as a Corporate Banker / Relationship Manager / Credit Professional with a reputed bank or financial institution will be strongly preferred.
- Strong existing relationships and network with PSU, Private and/or Foreign Banks.
- Proven track record of independently negotiating and closing sizeable corporate banking and loan facilities.
- Hands-on experience in term loans, working capital, project finance, structured finance, refinancing and trade finance.
- Strong understanding of treasury, cash-flow management, forex and interest-rate management.
- Practical knowledge of capital markets and prior involvement in an IPO, pre-IPO, equity fundraising or listed-company environment is highly desirable.
- Experience dealing with Merchant Bankers, Investment Bankers, Rating Agencies and Institutional Lenders will be preferred.
- Previous experience in Shipping, Ship Owning, Offshore, Maritime, Ship Recycling or related sectors is preferable.
- Candidates should demonstrate career stability and longer tenures with previous employers , with preference for professionals who have built substantial experience within organisations rather than frequent job changes.

Key Competencies

- Strong banking relationships and lender network.
- Excellent negotiation and relationship-management skills.
- Strong knowledge of corporate lending and credit appraisal.
- Sound understanding of treasury and financial markets.
- Knowledge of IPO processes and Indian capital markets.
- Strong financial modelling and analytical capabilities.
- Commercial understanding of debt structuring and cost-of-funds optimisation.
- Ability to independently manage bankers, lenders, advisors and other external stakeholders.
- Strong communication and presentation skills.
- High level of integrity, confidentiality and professional judgement.
- Stable, long-term and ownership-driven approach to employment.
- Ability to work closely with promoters, directors and senior management.

📌 Finance Manager - Banking, Tresury & capital Markets (Mumbai)
🏢 Priya Blue Shipping
📍 Mumbai