Key Responsibility Areas

Actionable

Audit execution

- Review pre-audit preparation and sampling.

- Allocation of audit areas to the auditors based on expertise and mandays available.

- Carry out audit of various areas / activities / departments as per the RBI guidelines / internal policies.

Audit reporting

- Prepare audit reports detailing findings, risks, recommendations, and Management action plans.

- Risk grading and opinion formation.

- Audit finalization, discussion, and closure (including visits to branches / units).

- Effectively communicate audit results to key stakeholders including Senior Management, highlighting areas of concern and opportunities for improvement.

Compliance

- Monitoring and follow up with auditee Management for audit issues resolution.

- Validate evidence submitted for closure of audit issues.

Team management

- Manage and supervise the team of auditors.

Key Skills





- Domain knowledge Knowledge of bank audit / Credit audits (Wholesale / SME) / Credit Administration)

- Audit expertise Proficiency in audit methodologies, techniques, and standards

- Analytical skills – Solid analytical skills to analyse complex data, identify trends and assess the effectiveness of controls.

- Communication skills – Strong written and verbal communication skills facilitating audit reporting, presentations and discussions.

- IT skills - Advanced knowledge of MS Word, MS Excel and Power Point is a must.

- Leadership skills – Leadership skills including people management & problem solving to lead the team of auditors.

- Time management - Ability to manage multiple assignments, prioritize tasks and meet deadlines.

📌 Credit Lead Internal Audit (Mumbai)
🏢 HDFC Bank
📍 Mumbai