Job DescriptionWe are looking for an experienced Zonal Credit Manager to lead the credit function across South India for a leading financial services/NBFC organization.
nThe role will involve managing a team of credit professionals and overseeing the end-to-end credit function across the southern region, with a robust focus on credit quality, policy adherence, risk management, and business support.
nKey Responsibilities
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Lead and manage the Zonal Credit team across South Indian
Oversee credit appraisal, assessment, sanction and portfolio quality across the regionn
Ensure effective implementation of credit policies, processes and risk frameworksn
Drive portfolio monitoring and proactively identify credit risksn
Partner closely with Sales and Business teams to enable quality business growthn
Review complex/high-value credit proposals and provide sound credit recommendationsn
Monitor portfolio performance, delinquency trends and early warning indicatorsn
Coach, develop and manage the regional credit teamn
Ensure robust governance,



compliance and adherence to internal credit guidelinesn
Work closely with the National Credit Manager on regional credit strategy and portfolio performancen

nIdeal Profile
n10–15+ years of experience in Credit / Credit Underwriting / Risk Management
nStrong experience in retail lending / NBFC / financial services
nProven experience in team and regional/zonal credit management
nStrong understanding of credit assessment, underwriting and portfolio management
nStrong stakeholder management and decision-making skills
nCandidates currently based in Hyderabad or open to relocating will be preferred
nIf you are an experienced credit skilled looking for an opportunity to lead the credit function for an entire region, we would be keen to hear from you.
n#Hiring #Credit #CreditManager #ZonalCreditManager #CreditRisk #NBFC #Lending #FinancialServices #Hyderabad #SouthIndia #LeadershipHiring #Executiv

📌 Zonal Credit Manager Hyderabad
🏢 Financial services
📍 Hyderabad