Roles & Responsibilities -

Credit Risk Management

- Evaluate and assess the creditworthiness of potential and existing customers.
- Establish and monitor customer credit limits based on financial stability.
- Conduct periodic credit reviews and update risk assessments.

Debt Collection & Receivables Management

- Monitor outstanding balances and follow up on overdue payments.
- Implement collection strategies to reduce bad debt exposure.
- Negotiate payment terms and repayment plans with customers.

Customer Account Management

- Maintain accurate records of customer accounts, credit limits, and payment history.
- Reconcile customer accounts and resolve discrepancies.
- Prepare and provide regular receivables and collections reports to the finance team.

Stakeholder Communication

- Liaise with Key Account Managers (KAMs) and customers to resolve payment-related issues.
- Communicate account status, payment expectations, and collection updates to customers.
- Prepare and distribute invoices, statements, and related documentation.

Compliance & Governance

- Ensure adherence to company policies, credit control procedures, and relevant regulatory requirements.





Preferred Candidate Profile - Experience & Qualifications

- Any graduate qualification.
- Minimum 3+ years of experience in Credit Control, Accounts Receivable, Collections, or a related Finance function.
- Proven experience managing credit risk, collections, and customer accounts.

Technical Skills

- Strong understanding of Accounts Receivable and Credit Control processes.
- Experience in account reconciliation and debt recovery.
- Proficiency in MS Excel and financial/accounting systems.
- Ability to analyze financial data and assess customer credit risk.

Core Competencies

- Strong analytical and problem-solving skills.
- Excellent negotiation and communication abilities.
- Ability to manage multiple priorities and work independently.
- High attention to detail and accuracy.

Personal Attributes

- Proactive and results-driven mindset.
- Ability to handle difficult collection conversations professionally and tactfully.
- Strong ethical standards, integrity, and accountability.
- Customer-focused with robust stakeholder management skills.

📌 Senior Executive - Credit Control (Bengaluru)
🏢 Fcm Travel
📍 Bengaluru