- To evaluate the credit worthiness of various customers applying for car loans, within the prescribed TAT and deciding on the right risk mix for the particular customer.
- Actively involved in portfolio management which includes understanding the market and monitoring the portfolio.
- Launching of products based on the market peculiarities which will facilitate business, with adequate mitigants with regard to risk.
- Monitoring delinquency parameters through constant interactions with the collections team, analyzing trends and suggesting learnings out of the same.
JOB REQUIREMENTS
Skills/Knowledge prerequisites
- Knowledge of the location / area is an essential criteria.
- Well versed in the local language apart from Hindi and English.
- Valuable knowledge of interpreting financial trends.
Educational Qualifications
- Qualifications: CA or MBA with specialization in Finance.
Experience Profile
Upto two years of work experience.
📌 Credit Manager-Loan Against Property (LAP)-Credit (Gurugram)
🏢 Kotak Mahindra Bank
📍 Gurugram
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