We are looking for an experienced Zonal Credit Manager to lead the credit function across South India for a leading financial services/NBFC organization.

The role will involve managing a team of credit professionals and overseeing the end-to-end credit function across the southern region, with a robust focus on credit quality, policy adherence, risk management, and business support.

Key Responsibilities
Lead and manage the Zonal Credit team across South India
Oversee credit appraisal, assessment, sanction and portfolio quality across the region
Ensure effective implementation of credit policies, processes and risk frameworks
Drive portfolio monitoring and proactively identify credit risks
Partner closely with Sales and Business teams to enable quality business growth
Review complex/high-value credit proposals and provide sound credit recommendations
Monitor portfolio performance, delinquency trends and early warning indicators
Coach, develop and manage the regional credit team
Ensure solid governance,



compliance and adherence to internal credit guidelines
Work closely with the National Credit Manager on regional credit strategy and portfolio performance

Ideal Profile

10–15+ years of experience in Credit / Credit Underwriting / Risk Management

Strong experience in retail lending / NBFC / financial services

Proven experience in team and regional/zonal credit management

Robust understanding of credit assessment, underwriting and portfolio management

Strong stakeholder management and decision-making skills

Candidates currently based in Hyderabad or open to relocating will be preferred

If you are an experienced credit qualified looking for an chance to lead the credit function for an entire region, we would be keen to hear from you.
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📌 Zonal Credit Manager Hyderabad
🏢 Financial services
📍 Hyderabad