20 Sep
|
Pahal Financial Services
|
India
20 Sep
Pahal Financial Services
India
Job Locations - Nagpur ,Butibori,Sakoli,Bhiwapur, Aurangabad, Bhandra, Mul, Washim, Risod, Latur, Ranjangaon, Kannad Koregaon Patan, Vaduj,Islampur, Kavthemahakal
Role & responsibilities -
Market Survey & Client Acquisition
Conduct field and village surveys to identify recent operational areas based on local demographics. [1]
Promote microfinance loan products to eligible low-income households and women entrepreneurs. [1, 2]
Form and cultivate Joint Liability Groups (JLGs) or Self-Help Groups (SHGs) consisting of credit-worthy members. [1, 2]
Loan Sourcing & Pre-Disbursement Processing
Organize Continuous Group Training (CGT) sessions to educate clients on loan terms, interest rates, and repayment ethics. [1]
Conduct Client Point Verification (CPV) via mandatory household and business visits to evaluate cash flow and eligibility. [1, 2]
Collect authentic KYC documents (Aadhaar, Voter ID, etc.)
and complete error-free loan applications. [1]
Center Meetings & Collections
Conduct mandatory early morning Center Meetings according to strict schedules. [1]
Collect routine EMI installments directly from group leaders or members during meetings. [1]
Maintain 100% accuracy in cash collection and deposit the total funds at the base branch daily before deadline times. [1]
Portfolio Quality & Risk Management
Maintain zero-delinquency standards by monitoring regular loan repayment track records.
Conduct follow-up visits with overdue or defaulting borrowers using ethical recovery practices.
Adhere strictly to RBI guidelines and internal code-of-conduct norms to eliminate customer over-indebtedness
Preferred candidate profile
📌 Customer Service Representative Bhandara (India)
🏢 Pahal Financial Services
📍 India