20 Sep
|
Alliance Recruitment Agency
|
Maharashtra
20 Sep
Alliance Recruitment Agency
Maharashtra
NBFC – Lead, AssetsLocation: Mumbai- AndheriLevel: Leadership / Business-Building RoleFunction: Assets / LendingAbout the RoleWe are looking for a hands-on Lead – Assets to build, scale, and manage the complete asset franchise of the NBFC.The role will own the end-to-end lending lifecycle, including origination, credit, underwriting, portfolio management, collections, and recoveries, with a focus on building a high-quality, profitable, and diversified loan book while maintaining disciplined risk management.Key ResponsibilitiesLending & ExecutionDrive loan origination across SME, MSME, Corporate, Retail, and Loan Against Securities (LAS) segments.Develop and manage sourcing channels through:OEMs and dealersDSAs and channel partnersDirect client relationshipsStrategic partnershipsLead the complete credit lifecycle from customer acquisition and appraisal to underwriting, documentation, disbursement, and post-disbursement monitoring.Own portfolio performance, including:DisbursementsPortfolio yieldCollectionsPARNPAsRecoveriesWork closely with Credit, Operations, Legal, Risk,
and Collections teams to ensure efficient execution and customer servicing.Strategy – Build the Asset Franchise (0 → Scale)Develop the end-to-end asset growth strategy aligned with the NBFC's business plans.Identify high-potential customer segments, industries, and lending opportunities.Design scalable and commercially viable lending products.Establish robust credit policies, underwriting standards, pricing frameworks, and risk scorecards.Build a repeatable and data-driven origination engine.Establish strong portfolio analytics, monitoring, and governance mechanisms.Support the transition from a single-product lending platform to a diversified, multi-product asset business.Key RequirementsStrong experience in NBFC lending, asset management, credit, and business development.Proven experience building and scaling lending businesses and loan portfolios.Strong exposure to SME, MSME, Corporate, Retail and/or LAS lending.Hands-on understanding of the complete lending and credit lifecycle.Solid knowledge of underwriting, credit risk, portfolio management, collections, and recoveries.Experience developing lending products, sourcing channels, credit policies, and pricing frameworks.Strong commercial, analytical, leadership, and stakeholder-management skills.Ability to build an asset franchise from 0 to scale while maintaining asset quality and profitability.
📌 Nbfc – Lead, Assets (Maharashtra)
🏢 Alliance Recruitment Agency
📍 Maharashtra