EPAM is a leading global provider of digital platform engineering and development services. We are committed to having a positive impact on our customers, our employees, and our communities. We embrace a dynamic and inclusive culture. Here you will collaborate with multi-national teams, contribute to a myriad of innovative projects that deliver the most creative and cutting-edge solutions, and have an opportunity to continuously learn and grow. No matter where you are located, you will join a dedicated, creative, and diverse community that will help you discover your fullest potential.

We are looking for a Lead Business Analyst to lead requirements gathering, manage stakeholders, and deliver solutions within a credit risk and commodity trading environment. The right candidate will have strong domain knowledge of credit risk concepts, solid business analysis capabilities, and the skill to connect business and IT teams using both Agile and Waterfall approaches.

Responsibilities

- Identify business problems, value drivers, and functional/non-functional requirements, then convert them into working functionality
- Evaluate risks, feasibility, opportunities, and the business impact of proposed solutions
- Map out processes, data flows, and technology to determine current value, spot issues, and suggest improvements
- Maintain up-to-date documentation of requirements that stays aligned with the solution throughout the project, ensuring traceability from business needs to testing and final delivery
- Collaborate with software suppliers, designers,



and developers to understand software constraints while ensuring business requirements and use cases are met
- Set up and document software and processes according to agreed standards and tools
- Establish acceptance criteria and confirm that solutions meet business needs through coordinated testing and UAT support
- Deliver strong business cases that justify solution value and win approval, funding, and prioritization
- Take charge of stakeholder management, large design sessions, and workshops
- Guide teams through business analysis activities across projects
- Train stakeholders, including Product Owners and business partners, on Agile ways of working
- Manage competing priorities while serving as the link between business and IT teams

Requirements

- 10-15 years of IT experience overall, holding a Bachelor's or Master's degree in IT, Business Administration, or a related discipline
- Strong grasp of Credit Risk functions, Commodity Derivatives (both physical and financial), price curves, and credit risk concepts including LGD, ECL, PD, and PFE
- Familiarity with Credit Risk Reporting, covering exposure, credit review, limit reporting, and controls reporting
- Proven track record in requirements management, process and data analysis, and stakeholder engagement,



including leading workshops and driving solution alignment
- Skilled in Excel, SQL, Power BI/Tableau, JIRA, and Confluence
- Hands-on experience with both Agile and Waterfall delivery models
- Excellent verbal and written communication skills, capable of turning business needs into clear user stories and specifications
- An analytical thinker who can work independently as a self-starter
- Working knowledge of ETRM systems such as Endur and Aligne

Nice to have

- Capabilities in Business Process Modeling, Change Management, and UI/UX Design Thinking
- Strong background in Data Visualization, Analytics, and Modeling
- Exposure to Generative AI Use Cases and storytelling methods
- Knowledge of the trading lifecycle from pre-deal through settlement
- Awareness of commodity markets and regulatory compliance requirements

We offer

- Chance to work on technical challenges that may impact across geographies
- Vast opportunities for self-development: online university, knowledge sharing opportunities globally, learning opportunities through external certifications
- Opportunity to share your ideas on international platforms
- Sponsored Tech Talks & Hackathons
- Unlimited access to LinkedIn learning solutions
- Possibility to relocate to any EPAM office for short and long-term projects
- Focused individual development
- Benefit package:
- Health benefits
- Retirement benefits
- Paid time off
- Flexible benefits

- Forums to explore beyond work passion (CSR, photography, painting, sports, etc.)

📌 Lead Business Analyst- Credit Risk Management (India)
🏢 EPAM Systems
📍 India