EPAM is a leading global provider of digital platform engineering and development services. We are committed to having a positive impact on our customers, our employees, and our communities. We embrace a dynamic and inclusive culture. Here you will collaborate with multi-national teams, contribute to a myriad of creative projects that deliver the most creative and cutting-edge solutions, and have an opportunity to continuously learn and grow. No matter where you are located, you will join a dedicated, creative, and diverse community that will help you discover your fullest potential.

We are seeking an experienced Business Consulting professional specializing in P&C; Commercial insurance to serve as a subject matter expert and hands-on consultant, applying deep domain knowledge to real client projects, solutioning, delivery, and business transformation initiatives across underwriting, pricing, claims, and operational processes.

Responsibilities

- Serve as the go-to subject matter expert for P&C; Commercial insurance matters, including underwriting, rating / pricing, policy administration, claims, product configuration, risk / exposure management, workflow, and regulatory considerations
- Apply hands-on consulting and delivery experience to client engagements, translating domain expertise into real project scenarios and business transformation initiatives
- Analyze complex insurance products, policies, processes, workflows, and data to identify opportunities for improvement and provide actionable insights
- Provide expertise in Pricing / Rating capabilities, including rating models, pricing processes, rating engines, product rules,



premium calculation, and related operational impacts
- Manage the successful delivery of client requirements, including active participation in RFP responses, solution shaping, estimations, and proposal development
- Contribute to insurance thought leadership through white papers, POVs, client presentations, and market-facing collateral
- Identify and shape AI / GenAI-led use cases across the P&C; insurance value chain, including underwriting, rating / pricing, claims, servicing, fraud, and operational efficiency
- Drive POCs and accelerators based on recent and relevant client project needs, ensuring practical applicability and measurable business value

Requirements

- 13-18 years of overall experience in IT, including 10+ years in the Insurance industry with strong focus on P&C; Commercial lines
- Hands-on experience in consulting, business analysis, product management, transformation, or delivery roles within P&C; Commercial insurance
- Expertise in at least two of the following P&C; Commercial insurance capabilities: Pricing / Rating, Underwriting, Policy Administration / Renewal / Maintenance
- Skills in Product Configuration, Risk / Exposure Management, Claims, Workflow Management, Billing, or Premium Processing




- Background in Pricing / Rating, including commercial rating models, rating algorithms, pricing workflows, bureau / ISO considerations, and rating platform implementations
- Working knowledge of AI, Machine Learning, and GenAI / LLM applications in insurance, with the ability to articulate relevant use cases, business value, adoption considerations, responsible AI implications, and regulatory considerations
- Highly collaborative, with excellent stakeholder management and client-facing communication skills

Nice to have

- Hands-on exposure to GenAI tools, AI-assisted platforms, analytics tools, or automation solutions
- Familiarity with tools such as Confluence, JIRA, Rally, or similar agile / collaboration platforms
- Exposure to COTS insurance products, rating engines, policy administration platforms, or system integration projects

We offer

- Opportunity to work on technical challenges that may impact across geographies
- Vast opportunities for self-development: online university, knowledge sharing opportunities globally, learning opportunities through external certifications
- Opportunity to share your ideas on international platforms
- Sponsored Tech Talks & Hackathons
- Unlimited access to LinkedIn learning solutions
- Possibility to relocate to any EPAM office for short and long-term projects
- Focused individual development
- Benefit package:
- Health benefits
- Retirement benefits
- Paid time off
- Flexible benefits

- Forums to explore beyond work passion (CSR, photography, painting, sports, etc.)

📌 Business Consulting - P&C Commercial (Bengaluru)
🏢 EPAM Systems
📍 Bengaluru