About Retail Portfolio Management Group
The Retail Portfolio Management Group (RPMG) plays a strategic role in managing the bank’s retail receivables, with a sharp focus on loss containment, cost efficiency, and portfolio sustainability. Through advanced analytics, technology-driven processes, and close collaboration with Credit, Risk, and Product teams, RPMG ensures risk-calibrated policy execution.
RPMG engages delinquent customers with multiple repayment solutions and financial counseling, promoting responsible credit behavior and long-term financial health. This approach aligns with the bank’s overarching Growth, Profitability, and Sustainability (GPS) strategy, positioning RPMG as a key contributor to operational resilience and financial performance.
About the Role
The Portfolio Manager for Mortgage products (Home Loan, LAP & Asha) is responsible for managing the portfolio of mortgage loans, ensuring NPA resolution, and achieving collection targets. This role involves handling the Risk – 60 portfolio, achieving resolution and normalization targets,



and ensuring compliance with audit procedures.
Key Responsibilities
Portfolio Management:
• Manage the portfolio of mortgage loan products including Home Loan, Loan Against Property (LAP), and Asha.
• Ensure maximum release from the NPA pool by achieving the required resolution target as per the business requirement.
• Ensure minimum addition to the NPA pool by maintaining the delinquency level.
• Achieve calling resolution targets for X & 30 buckets for mortgage products.
• Adhere to calling norm targets for mortgage products.
• Should have knowledge about SARFAESI Act and the linked secured process.
Operational Management:
• Oversee the collection process to ensure effective and effective portfolio management.
• Monitor and analyze portfolio performance metrics and implement necessary adjustments.
• Ensure compliance with regulatory guidelines and internal policies.
• Engage defaulting members through telephone, em

📌 RPMG:Portfolio Manager (Lucknow)
🏢 Axis Bank
📍 Lucknow