Job Description:

Deputy Manager – Credit Analyst

Company: DLL Group

? Locations: Mumbai, Jaipur, Delhi

? Work Mode: Work From Home (WFH)

? Experience: 11–13 Years

? Shift: Night Shift

Role Overview

DLL is looking for an experienced Deputy Manager – Credit Analyst to support credit underwriting, financial analysis, credit rating, and risk assessment activities. The role involves evaluating customer financials, preparing credit recommendations, mentoring team members, and supporting credit decision-making while ensuring portfolio quality and compliance.

Key Responsibilities

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Analyze financial statements and business performance.

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Perform financial spreading using Moody's CreditLens.

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Conduct ratio analysis and cash flow assessments.

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Generate credit ratings and risk assessments.

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Prepare and review Credit Memos.

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Support underwriting and credit approval processes.

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Assess customer repayment capability and financial strength.

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Maintain credit documentation and portfolio records.

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Participate in customer and business discussions.

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Coach and support junior team members.

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Collaborate with Credit, Commercial, and Risk teams.

Requirements

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11–13 years of experience in Credit Analysis, Underwriting, Commercial Lending, or Credit Risk.

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Strong experience in Financial Statement Analysis and Credit Memo Preparation.

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Knowledge of Moody's CreditLens or similar financial spreading tools.

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Experience in Banking, Financial Services, NBFC, Asset Finance, or Commercial Lending.

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Strong analytical, communication, and stakeholder management skills.

Qualifications

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Degree in Finance, Commerce, Accounting, or related field.

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CA Inter, MBA (Finance), CFA, or equivalent qualification preferred.

Why Join DLL?

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Global leader in asset-based financing solutions.

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Opportunity to work with international teams and clients.

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Exposure to complex credit underwriting and risk assessment.

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Solid career growth and learning opportunities.

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Flexi

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