Description

Main Accountabilities

1. Cleantech Finance Credit Risk Assessment
- Evaluate credit proposals for Cleantech Finance products including renewable energy, rooftop solar, electric mobility, energy efficiency, waste-to-energy, sustainability-linked and other green financing segments.
- Assess borrower viability, project cash flows, equipment/vendor risks, technology risks, off-taker/payment risks, collateral structures, and regulatory or subsidy dependencies.
- Ensure consistency of risk assessment with approved credit policies and risk appetite.
- Provide independent, well-documented risk views for proposals presented to lending / sanctioning committees.
- Product ownership is structured based on portfolio complexity, ticket size, and risk exposure.
- M5 Level: Responsible for end-to-end risk oversight of assigned Cleantech Finance product portfolios of moderate complexity, including portfolio monitoring, risk analytics, governance reporting, and control on underwriting deviations.
- M6 Level:



Responsible for broader Cleantech Finance portfolio ownership across higher-complexity products and larger exposures, including renewable energy, electric mobility, sustainability-linked finance, vendor/program-based financing, and emerging climate-aligned lending opportunities.

2. Portfolio Risk Monitoring & Analysis
- Monitor Cleantech Finance portfolio performance, concentration risks, early warning indicators, technology/vendor exposures, policy deviations, delinquency trends, and emerging sector risks.
- Conduct periodic portfolio reviews to identify stress pockets and improvement opportunities.
- Support senior management reviews on large Cleantech Finance exposures, sectoral concentration, green portfolio performance, and product-wise risk-return trends.
- Recommend proactive risk mitigation actions based on portfolio insights.

3. Risk Mitigation & Threshold Framework
- Support definition and monitoring of Cleantech Finance risk thresholds including exposur

📌 AVP - Risk - Cleantech Finance - Mumbai - Lodha (I-Think Techno Campus) (Thane)
🏢 Tata Capital
📍 Thane