Description

Main Accountabilities
Cleantech Finance Credit Risk Assessment
Evaluate credit proposals for Cleantech Finance products including renewable energy, rooftop solar, electric mobility, energy efficiency, waste-to-energy, sustainability-linked and other green financing segments.
Assess borrower viability, project cash flows, equipment/vendor risks, technology risks, off-taker/payment risks, collateral structures, and regulatory or subsidy dependencies.
Ensure consistency of risk assessment with approved credit policies and risk appetite.
Provide independent, well-documented risk views for proposals presented to lending / sanctioning committees.
Product ownership is structured based on portfolio complexity, ticket size, and risk exposure.
M5 Level: Responsible for end-to-end risk oversight of assigned Cleantech Finance product portfolios of moderate complexity, including portfolio monitoring, risk analytics, governance reporting, and control on underwriting deviations.
M6 Level:



Responsible for broader Cleantech Finance portfolio ownership across higher-complexity products and larger exposures, including renewable energy, electric mobility, sustainability-linked finance, vendor/program-based financing, and emerging climate-aligned lending prospects.
Portfolio Risk Monitoring & Analysis
Monitor Cleantech Finance portfolio performance, concentration risks, early warning indicators, technology/vendor exposures, policy deviations, delinquency trends, and emerging sector risks.
Conduct periodic portfolio reviews to identify stress pockets and improvement opportunities.
Support senior management reviews on large Cleantech Finance exposures, sectoral concentration, green portfolio performance, and product-wise risk-return trends.
Recommend proactive risk mitigation actions based on portfolio insights.
Risk Mitigation & Threshold Framework
Support definition and monitoring of Cleantech Finance risk thresholds including exposur

📌 Avp Risk Cleantech Finance Mumbai Lodha I Think Techno Campus Thane
🏢 Tata Capital
📍 Thane